If you’re applying for a home loan, you may be wondering how long the process is going to take from start to finish. But as anticipation builds, it’s important to know that the length of the process greatly depends on how organised your financial documents are. Many delays that happen during the home loan approval process are due to the lender waiting to receive necessary paperwork from the buyer. If you’re applying for a home loan and you want to ensure that the process is as speedy as possible, here’s an easy document checklist to make sure that you’re prepared:
It’s always a good idea to make sure that you have all of the documentation that you need before starting the home loan process. By being prepared, you will be able to save a lot of time and help the process go smoothly.
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It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/
This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.