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$2,100 - $5,000 personal loans

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Personal loans for your everyday needs!

Need a personal loan to cover those unplanned costs? Whether it's for the things you want or for things you need, Safe Financial is here to help. You can borrow from $2,100 - $5,000; completing our simple online loan application only takes a few minutes. Then, once a loan is approved, the cash is in your account within hours!

What could I use a loan from $2,100 - $5,000 for? 

  • Travel and accommodation
  • Car expenses - including repairs, rego, tyres or insurance
  • Moving costs - including rental bond, body corporate fees, transport
  • New furniture or household appliances
  • Family emergencies or funeral costs
  • Home renovations
  • Education costs - including school fees, uniforms, stationery or tech items 
  • Medical expenses
  • Vet bills
  • Gifts for those you love
  • And more

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Can anyone apply for a loan from $2,100 to $5,000?

You're welcome to apply as long as you're a Permanent Australian Resident, 18 years or older, have a bank account and phone in your name, and have a driver's licence or 100 points of ID.

For new clients (those who have never had a loan with us before), you need to be working, and your take-home wage needs to be at least $700/week. We cannot accept an application if your only source of income is Centrelink benefits.

How much can I borrow?

Safe Financial offers a Medium Amount Credit Contract ('MACC') for personal loans from $2,100 to $5,000. These loans are regulated under the National Consumer Credit Protection Act (2009). Higher loan amounts are also available for car loans and secured business loans. 

How much are the loan repayments?

Our simple loan calculator displays repayment terms that include all fees, charges and interest. Plus, there are no penalties for early payouts! 

When can I get the cash?

We offer same-day funding and aim to make the process as fast as possible. During office hours, you will typically receive a conditional answer within hours. If approved, the sooner you sign and return your loan documents, the sooner we can deposit the cash into your bank account.

How do I apply for a personal loan from $2,100 - $5,000?

The application process is quick and easy:

  1. Use our simple loan calculator to choose a loan amount between $2,100 and $5,000
  1. Complete the online application
  1. Get a decision, usually within a few business hours
  1. If approved, the $$$'s are in your account

Why choose Safe Financial for a $2,100 - $5,000 loan?

  1. Apply online in minutes - click here - complete your application, and hit submit!
  1. Fast approvals — you'll get a decision, usually within a few business hours. Plus, same-day funding is available.
  1. Friendly customer service - our customers love us! They rate us 'Excellent' on Trustpilot.
  1. Responsible lender - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
  1. Repay early and save - if you wish to repay your loan early, there are no early payout fees, so you'll save money!
  1. WIN $1,000 - when you take out a quick cash loan, you'll have a chance to WIN back $1,000! Winners are grinners – check out our winners.
  1. 100% Australian - proudly Australian-owned and operated (no overseas call centres)
  1. Trusted credit provider - for 20+ years, we've been helping Aussies to do more

It's super easy to apply for a personal loan up from $2,100 to $5,000 - so jump online, complete your application (it only takes a few minutes) and hit submit! Then, we'll be back in touch with a decision, quick smart!

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17 Suter Street
Southport QLD 4215
1300 661 991
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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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