Online loans $500 - $5,000
Online loans Australia - quick and easy
Getting a small personal loan online is super easy with Safe Financial. You can borrow between $500 - $5,000 to pay the bills, fix the car, take a holiday or pay for that unexpected emergency. It only takes a few minutes to complete our simple online loan application, and once a loan is approved, the cash is in your account within hours!
What could I use a Safe Financial online loan for?
- Travel and accommodation
- Car expenses - including repairs, rego, tyres or insurance
- Moving costs - including rental bond, body corporate fees, transport
- New furniture or household appliances
- Family emergencies or funeral costs
- Home renovations
- Education costs - including school fees, uniforms, stationery or tech items
- Medical expenses
- Vet bills
- Gifts for those you love
- And more...
Can anyone apply for a small cash loan online?
As long as you’re a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and a driver’s licence or 100 points of ID, you’re welcome to apply.
For new clients (never had a loan with us before), you need to be working. You can also be receiving Centrelink benefits, but your take home wage needs to be at least $700/week. We are unable to accept an application if you only receive Centrelink benefits. We may also consider an online loan for people with some bad credit.
We offer easy online cash loans for people right across Australia - including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Townsville, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra and anywhere in between!
How much can I borrow?
How much are the loan repayments?
Our simple loan calculator gives you a choice of terms for repayments including all fees, charges and interest. Plus, there are no penalties if you wish to repay early!
When can I get the cash?
We do our best to make the process as fast as possible. During office hours you generally receive a conditional answer within hours, then if approved, its up to you how quickly you sign and return your loan documents. Same day funding is available.
How do I apply for a small personal online loan?
The application process is quick and easy:
- Choose a loan amount between $500 and $5,000
- Complete the online application
- Get approved — usually within a few business hours
- Get cash — the $$$’s are in your account
Why choose Safe Financial for a fast online loan?
- Apply online in minutes - it’s quick to apply so click here - complete your application, and hit submit!
- Fast approvals - you'll get a quick decision, usually within a few business hours. Plus same day funding is available.
- Friendly customer service - our customers love us! They rate us 'Excellent' on Trustpilot.
- Responsible lender - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
- Repay early and save - if you wish to repay your loan early, there are no early payout fees, so you'll save money!
- WIN $1,000 - when you take out a quick cash loan, you'll be in with a chance to WIN $1,000! Winners are grinners – check out our winners.
- 100% Australian - proudly Australian-owned and operated (no overseas call centres)
- Trusted credit provider - for 20+ years we've been helping Aussies to do more
Need an online money loan now? It’s super easy - just jump online, complete your application (it only takes a few minutes) and hit submit! Then, we’ll be back in touch with a decision, quick smart!