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  • Nine financial resolutions for a more prosperous 2024

    As 2023 comes to an end, it's time to begin considering your financial resolutions for 2024. It's a fantastic way to take charge of your financial future and work towards accomplishing your goals. If …

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  • Boredom-busters to keep the kids happy these holidays

    School's out, and the kids are ecstatic, at least until they run out of things to do, and the two words every parent dreads - "I'm bored"- start to echo through the house. To prevent this, it's …

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  • Affordable Christmas dinner ideas that are sure to impress

    The festive season is just around the corner, and it's time to start planning your Christmas dinner. However, a traditional Christmas feast with all the trimmings can be pretty expensive, so it's …

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  • Six ways to save cash this festive season

    Christmas is a time for thanks and reflection. It’s a time for families to gather together, exchange presents, decorate their homes and enjoy delicious food. However, it's no secret that …

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  • 8 delicious desserts using 5 ingredients or less

    Do you have a sweet tooth but not enough time to make elaborate dessert recipes? Here are eight quick and easy dessert ideas you can whip up at any time to satisfy your cravings and your budget! So, …

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  • Six practical tips to boost your income and save more money

    Developing and maintaining a monthly budget is an excellent habit that helps you keep track of your expenses. It enables you to easily handle your regular payments because you have planned for them. …

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  • Teach your kids smart money habits for a better future

    Teaching your kids smart money habits from an early age is one of the most important things you can do as a parent - and it can be a fun and rewarding experience, too! Not only will it help them …

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  • Six tips to help you get out of debt sooner

    It's the end of another month, and you're trying to make ends meet while struggling with debts. Achieving financial freedom can seem like an elusive goal, especially with monthly bills, ongoing debt …

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  • Get ready for summer with these six smart sun-safe habits

    Summer is almost here, which means longer days and more opportunities to enjoy outdoor activities. However, as we live in a sun-drenched country, it's crucial to protect yourself from the sun's …

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  • Eight simple tips to easily repay your personal loan

    A personal loan can be a lifesaver for various situations like emergencies, home renovations, unexpected expenses, and much-needed vacations. However, though it has many benefits, including helping …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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