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Woman grocery shopping

10 tips to save money on groceries

  1. Taking a cut lunch to work could potentially save you over $1,000 per annum.
  2. Making school lunches at home could save hundreds of dollars as well.
  3. Shop with a friend. If you want the savings available by buying in bulk then get some friends together and split the produce.
  4. Write a weekly meal menu. It helps ensure that you have the ingredients handy, saving time and reducing the need to buy takeaway.
  5. Consider generic at the supermarket. Many home-brand products are great quality and around 20% cheaper.
  6. Read the unit prices. As well as the $ price, supermarkets display the ‘per unit’ or ‘per kg’ price on most goods. So make sure that you are buying cost effectively.
  7. Buy basic items on special – dry goods that you know will get used can be stocked up on when on special.
  8. Avert your eyes from the ‘queue tempting’ items at the checkout.
  9. By making your own cleaning products at home you can add an extra $340 a year to your bank account. With a box of bicarb soda, a bottle of white vinegar, a tub of borax and a bar of laundry soap you can clean your whole house.
  10. Cut out prepackaged snacks. Expensive – and bad for your waistline!



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It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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