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Letter from the Director

Happy New Year! I hope everyone had a wonderful festive season and is ready for an exciting year ahead in 2014. At the beginning of a new year, many will take the time to assess their finances and get them in check, and also dream up their goals for the year. Is your goal this year to get out of a rental home and own your own? You’re not alone. It’s frustrating in the long term to think about how you’re paying off someone else’s mortgage and not your own. For many, it’s not that you don’t have the capability to pay off a home loan, but simply not enough savings to make the initial deposit and lump sum costs that come with buying a home. Safe Financial is creating opportunities for people in this situation to get you out of the rental market today with the Zero Deposit Homes concept. Register your interest today by calling Lance on 1300 661 991. If you already own a home and you’re trying to work out what you can afford to repay this year and get your finances in order, our staff can give you a mortgage health check and provide assistance for the best way to manage your mortgage repayments. Wishing you all the best in 2014, Rafer Hart Safe Financial Managing Director
 

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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