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Letter from the Director

At Safe Financial, we can wholeheartedly say that our point of difference is the compassion that accompanies our range of services.

We have embraced the philosophy of providing a genuine financial service to assist people from all walks of life, rather than being driven purely by profits.

Our staff are very understanding and in most cases are able to offer a suitable product or solution to each client that contacts us.

While Safe Financial tries to help as many people as we can, in some cases it is beyond our ability to be of assistance. In the unfortunate event we are unable to get an approval for a client, the client can miss out on much-needed funds -- we miss out on gaining a new client. This is not something we take lightly.

The Australian Securities and Investments Commission (ASIC) is an Australian government body that acts as Australia's corporate regulator. In July 2013 ASIC brought in new regulations that set rates for fees, charges and interest on certain loans, along with further responsible lending guidelines.

These regulations mean that a borrower can have a bad credit history and be approved for a loan, or could have a good credit history and may not be approved. But what we say is it doesn’t cost you anything to apply. If the need arises, submit your application and we will do our very best to find a solution for you.

If you have any questions regarding the approval process, please call us or send an enquiry online.

All the best,

Rafer Hart
Safe Financial Managing Director

 

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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