Summer is the ideal time for Australian families to trade the daily routine for sun, sea, sand (or bush), and enjoy quality family moments. Whether you're after relaxed coastal getaways, wildlife encounters, or outdoor adventures, each State and Territory offers gems that promise unforgettable holidays with children. Here are our top suggestions to help you plan your next family trip with confidence (and perhaps some budgeting foresight, because we know that's important!).
New South Wales - Byron Bay
Nestled on the far-northeast coast of New South Wales, Byron Bay offers a mix of relaxed beach time, family-friendly cafés, and outdoor activities. It's known for its safe, gentle surf, a lively yet laid-back town vibe, and some eco-tourism features.
For families, the combination of beach play, exploring hinterland walks, and easy access to kid-friendly facilities makes it an excellent choice. Book early for summer as holiday accommodation fills quickly, and consider staying slightly outside the town to get better value.
Victoria - Phillip Island and surrounds
Victoria is often recognised for its winter getaways, but the warmer months also offer fantastic family-friendly options. Phillip Island, with its safe beaches, wildlife (including the penguin parade), and excellent holiday parks, certainly ticks the "kid-friendly" box.
Queensland - Sunshine Coast or the Gold Coast
Queensland is the clear choice for summer sunshine and kids' holiday fun. Both the Sunshine Coast and the Gold Coast offer family-friendly beaches, attractions, and accommodation options. From water sports to theme parks, wildlife sanctuaries, and relaxed beach days, these destinations cater to a wide range of ages. Plus, accommodation options range from camping and holiday parks to resorts, allowing you to manage the cost of your summer holiday within your budget.
South Australia - Kangaroo Island
South Australia often exceeds expectations for family travel with its fabulous beaches, wildlife, national parks, and friendly communities. Kangaroo Island stands out for animal encounters and nature experiences. For a summer getaway with a calmer pace, this region is a smart choice.
Western Australia - Margaret River
In WA, you'll find coastal escapes that offer both surf and bush walks, wineries for the grown-ups, and safe environments for families. Margaret River is one of the best places for beach and nature holidays with families. Although distances might matter (depending on your location), if you're prepared for a longer Australian flight or journey, it's worth considering for a summer getaway.
Tasmania - East Coast
Tasmania is an excellent choice for families seeking nature, wild landscapes, and something a bit different from the usual beach holiday. Along the East Coast, the beaches and national parks are breathtaking, and many are very family-friendly. Summer in Tasmania offers long daylight hours, fresh air, and fewer crowds than some of the busy high-season beach resorts.
Northern Territory - Kakadu National Park / Top End
For families seeking a more adventurous holiday (or who desire a trip that combines wildlife, Indigenous culture, and distinctive landscapes), the Top End is exceptional. The mix of wetlands, rivers, tropical climate, and cultural experiences makes it truly special. Although it might be more logistically challenging (and possibly more expensive) than some simpler beach breaks, it provides a summer holiday that definitely makes an impression.
Planning and budgeting tips
While it's enjoyable to take a break with the family, it comes with a cost. With some practical planning, you can keep things under control. Our top tips:
Final word
If you're looking for a summer break that provides memories, connection, and value, exploring region by region opens up many options. Whether you're after beach days and splash zones, kangaroos and wombats, rainforest walks, or cultural experiences, Australia's vast backyard has something for everyone. By choosing carefully, booking early, balancing cost and expertise (and keeping a flexible mindset), you'll prepare for a holiday where the only real drama is "Which ice-cream flavour today?" rather than financial stress.
At Safe Financial, we understand the importance of planning. Your summer holiday should be part of your smart-money family plan, combining fun, memorable moments, and value. If you want to make this year's summer holiday more special and need a financial boost, we're here to help. Take a look at our fast cash loans up to $5,000. It's quick and easy to apply, and once approved, the funds are usually in your bank account within a few hours.