Login SafeFinancial logo
Members login
  • Home
  • Loans
    • Mini Loan
    • Motor Vehicle Loan
    • Business Loan
    • Big Personal Loan
    • Debt Management
  • FAQs
  • Reviews
  • Blog
  • About Us
  • Contact Us
Apply now

Valentine's Day ideas

Low cost ideas to wow your loved one this Valentine's Day

Love is in the air and with Valentine’s Day just around the corner you don’t have to spend a fortune to knock the socks off your significant other and show him or her just how much they mean to you.

Flowers, chocolates and dinner are all do-able on a budget, and we’ve got some great tips that really do give a big bang for low bucks.  But if you’re in the mood to splurge, a mini-loan could give you some fast cash so you can turn your Valentine's Day ideas into reality.

Flowers
You won’t find any cheap flowers at your local florist – after all, Valentine's Day is the busiest day of the year for flower orders and the only way prices go on this day is up.  This year Valentine's Day falls on a Tuesday so if you hit the markets on Sunday you’ll be able to grab a nice bunch of flowers that will still be fresh on the big day – or better yet, choose a flowering pot plant for a colourful gift that lasts a lot longer than cut flowers.

Chocolates
Chocolates are one of the most popular Valentine's Day gifts but that doesn’t mean you have to spend a fortune buying them.  Ditch the department stores and chocolatiers – check out what’s on offer at your local supermarket, or better yet, make your own.  Creating your own chocolatey delights is a lot simpler than you might think and it doesn’t take a lot of effort to make a cheap chocolate surprise for your other half. 

For some ridiculously easy but insanely decadent truffles, just throw 3 cups of semi-sweet chocolate chips into a saucepan with 1 can of sweetened condensed milk and stir on a low heat until the chocolate has melted.  Add 1 tablespoon of vanilla extract, transfer to a bowl, then cover and place in the fridge.  After 2 to 3 hours of chilling, shape the mixture into balls and then roll in the covering of your choice – coconut, crushed nuts and cocoa powder all work well.  That’s it – job done!

Dine in Not Out
If you eat out on Valentine's Day you’ll pay big bucks – and the restaurant you choose will probably be crowded and noisy.  So why not prepare a relatively cheap dinner at home with some extra touches that will turn it from ordinary into something extra special! 

If cooking isn’t your thing, you can still turn out some amazing food with not much effort.  Here’s a few ides:

  • Chop a mango and quarter of a pineapple into diced pieces then add a few chopped spring onions and half a bunch of chopped coriander. Place into individual containers (shot glasses are ideal) and then top with a cooked prawn, mussels or smoked salmon
  • Create an interesting platter with some cured meats, cheeses, crunchy bread, olive oil, dukkha, nuts and figs.  It’s a feast that you can take your time over and it won’t break the bank
  • For a super easy dessert, roll out those decadent truffles or grab a tub of extra special ice cream and add strawberries for a never fail dessert option
Don't forget to add a nice chilled bottle of bubbly into the mix and you're guaranteed to enjoy a fantastic Valentine's Day with your love one.

 





 

Loans

Cash Loans
Fast Loans
Online Loans
Personal Loans
Small Loans
$1,000-$2,000 Loans
$2,100-$5,000 Loans
Bad Credit Loans
Warning about Borrowing

Useful links

About Us
Blog
Reviews
Mini Loan FAQs
Privacy Terms
Website Terms of Use
$1,000 Giveaway Promo - T&Cs
Personal Loans - Target Market Determination
Complaints Policy

Contact Us

17 Suter Street
Southport QLD 4215
1300 661 991
Trustpilot

FOLLOW US

Copyright © 2025 SafeFinancial

Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

Start your application now