Small business loans made easy
Small businesses are the backbone of the Australian economy, with more than 2 million small businesses operating in Australia today. Businesses with a turnover of less than $200,000 represent 59% of all Australian businesses, and businesses with less than $2 million turnover make up a whopping 93%1. That’s a whole lot of small businesses doing a whole lot of - well, business.
No matter how successful your small business may be, from time to time many businesses just need a little extra cash. You might be expanding, buying new stock, getting a new vehicle or just a little financially squeezed and in need of a business loan to tide you over for a bit.
Not surprisingly, cash flow is often cited as the main reason why small businesses fail. Even profitable businesses are prone to short-term cash flow issues so it’s not unusual for companies to find themselves looking for a loan every now and then to keep the business lights burning.
Regardless of your reason, when you need a business loan it doesn’t need to be a drawn out or complex process. Many banks consider small businesses to be a higher risk for default, so if you apply for a bank loan it may take longer than expected, and most banks will want to meet with you personally to go over the details before your loan is approved.
Here at Safe Financial we found it pretty surprising that there weren’t more options available to help small business owners find working capital or extra cash when they needed it.
We felt that the big banks were a bit out of touch with the responsive service that all businesses need, and we wanted to give small businesses in particular a simple and uncomplicated means to access fast cash. That’s why we introduced our fast business loans to help support your cash flow requirements.
From as little as $1,000 and up to $10,000, we make the whole process super-easy. You can even calculate your loan repayments before you apply, so you’ll know if the loan you want is right for you.
Applying for a small business loan with Safe Financial is quick and simple – you apply online and we can usually conditionally approve your loan within a few business hours. Then, once the paperwork is finalised, we'll deposit the cash into your account straight away. Forget about waiting weeks for your bank to consider your business loan application - that’s a laborious process that’s out of touch with today’s real-world requirements.
If you’re looking for a same day business loan up to $10K, it only takes a few minutes to apply so why not get started now.
Note: Security is required for all business loans.
1Australian Bureau of Statistics, Businesses by Main State by Industry Class by Turnover Size Ranges, June 2015 and June 2016