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  • New baby on the way? Here's how to stretch the budget

    New baby on the way? Congratulations! How exciting - a new bundle of joy is heading your way! We also know that preparing for a new baby means a lot of money is about to exit your bank account and …

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  • How to shop like a pro and reduce your spend at the supermarket

    Affording the weekly grocery shop is an essential element of every Australian household budget. There are heaps of different supermarkets spread across the country, with IGA topping the list at more …

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  • Valentine's Day ideas that are impressive but budget-friendly

    Valentine’s Day is just around the corner once again. For many of us, this day of love means spending cash on lavish Valentine’s Day gifts or Valentine’s Day experiences to impress …

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  • 10 amazingly simple but awesome dessert ideas

    Craving for some sweet indulgence? These dessert recipes are awesome – and they’re also very simple so even the youngsters can whip them up! 

    Some of these dessert ideas are quicker …

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  • How to make Australia Day really memorable this year

    For many of us living down under, January 26 is a day to celebrate everything that makes Australia great, and this year marks the 234th year since the First Fleet arrived in Port Jackson. That means …

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  • 10 great things you can do with a small personal loan

    A small personal loan is generally an unsecured loan, which means you don’t have to use any of your assets as collateral. It’s also not specific to any required use - so the good news is, …

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  • How to start your own digital business in 6 easy-to-follow steps

    The internet has levelled up the way businesses operate, and we all live in a world where putting your business ideas into action requires the use of digital technology to keep up with the …

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  • 8 amazing ways to chill out this New Year's Day

    In just a few short weeks, 2021 will be done and dusted, and a new year will be with us once again. The country is opening up, but COVID and its latest variants are here to stay, so if you want to …

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  • How a quick cash loan can help you out of a tricky situation

    Life certainly has its ups and down, and it can throw things at you that are completely unexpected. Sometimes that can be a good thing, but often that unexpected thing requires an urgent need for …

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  • 10 delicious summer BBQ ideas that are easy on the budget

    It’s the summer season once again – and that means it's time to fire up the barbie and invite your mates over for a great afternoon or evening of fun, food and hospitality. We know that …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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