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  • Happy financial New Year! Here's how to kick off a money-smart 2025

    At the start of the new year, many of us reflect on our financial goals and how to manage our money better. Whether aiming to save more, invest wisely, or get out of debt, starting 2025 on the right …

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  • How to recover from Christmas overspending. Tips for financial recovery

    The festive season is a time for celebration, connection, and generosity. However, for many, the joy of giving can often lead to overspending. If you're looking at your post-Christmas bank statement …

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  • Ten tips to survive the stress of the festive holiday season

    Christmas is a time of joy, connection, and celebration, but it can also supply a lot of stress. Between gift shopping, family gatherings, meal preparation, and balancing work with holiday …

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  • Ten genius ideas to bulk up dinner without bulking up the cost

    In today's world, rising grocery prices can make feeding your family feel overwhelming. However, stretching your meals to make them more filling without exceeding your budget is easier than you might …

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  • The best Christmas movies to enjoy with your loved ones

    Christmas is just around the corner, and there's no better way to embrace the festive spirit than by gathering with loved ones and enjoying some of the best Christmas movies ever made. Whether you …

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  • Christmas decorating ideas that won't stretch the budget

    With Christmas looming, it's time to start thinking about decorating the tree, decking the halls with boughs of holly and getting into the festive spirit. We know that Christmas decorating can …

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  • Tips and ideas for the best-ever Christmas party

    The holiday season is fast approaching - it's a time for joy, togetherness, and celebration. Nothing captures the spirit of Christmas quite like hosting a festive party at home. Whether you’re …

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  • Need more money for Christmas? A quick cash loan could help!

    Christmas 2024 is just around the corner! While this season is a time for celebrating with loved ones, it can also bring financial stress. The costs of buying gifts, preparing a festive meal, and …

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  • How to eat well for less without compromising quality

    With the rising cost of living, many of us are looking for ways to reduce our daily expenses. Food is one area where you can make significant savings. Eating cheaply doesn't mean sacrificing taste, …

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  • Entertaining on a budget: Seven fun, affordable activities for all ages

    Finding fun, engaging, and affordable activities for all ages can be challenging, especially when catering to a wide range of interests and ages. From beachside adventures to cultural experiences and …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

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National Consumer Credit Protection Act 2009.

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