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  • Want a razor-sharp brain? Keep it active with these hobbies

    We all know that keeping active is important for our physical health, but it’s just as important to keep mentally active. That’s because mental activity is vital to the wellbeing of that …

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  • Success – we all want it but how do you find it?

    Success comes in many shapes and forms. For someone who’s been in a serious car accident, success might mean taking the first few steps on their own after months in hospital. Or for a couple …

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  • Awesome ideas to impress Dad this Father's Day

    Father's Day is just around the corner so it’s time to start thinking about the perfect gift for Dad. There’s no need to do the same old thing every year – we’ve rounded up …

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  • Cop it on the chin - how to rise above adversity

    Life is full of ups and downs and it’s been said many times that it’s how you handle adversity that is important, not how adversity affects you. Perhaps Japanese writer Haruki Murakami …

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  • Home brew - don't knock it till you've tried it

    If you enjoy a few cold bevies at the end of a long day but want to keep the cost down then it might be time to discover the delights of home brew. Super delicious cheap beer may be just a few short …

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  • On your bike - ten reasons why pedal power is good for you

    Want to increase your fitness and maybe drop a little weight? Then it’s time to get on your bike!  And there’s no need to worry if it’s cold outside, with the right equipment …

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  • Tossing and turning? Here's how to get a good night's sleep

    Sleep is rejuvenating and healing but if you don’t get enough of it there’s little doubt you’ll feel tired and strung out the next day. When you can’t sleep you drain your …

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  • Our round up of the best seven portable Bluetooth speakers

    No matter how fancy your sound system, sometimes you just need a portable Bluetooth speaker. When you shoot off on holiday, take a day trip to the beach (well, to the snow at this time of year) or …

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  • Ten reasons to adopt a pet right now

    Every year in Australia hundreds of thousand of animals are lost, abandoned or surrendered and around 20,000 are euthanised by the RSPCA alone. Add to this the animals who end up at the pound or …

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  • Recipe makeovers - changing from high-carb to healthy

    It’s that time of year when comfort food is the order of the day but if you want to squeeze back into those summer clothes later this year, it’s a good idea to start dialing back on the …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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