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  • Seven clever ideas to save money on your wedding

    If you’re getting married but don’t want to be paying off your wedding debt for years after the big event then we’ve got some great tips for you! Read on to find out how you can …

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  • Four easy ways to save on pet care

    A few months ago we shared with you the true cost of owning a pet. As you can see, pet ownership can be expensive and difficult, especially if you’re living from payday to payday without much …

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  • Fractional property investment - hot or not?

    Fractional property investment is gaining traction across Australia and for good reason – it enables you to buy a portion of a property, so you get all of the benefits of owning a property (or …

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  • Amazing Mother's Day treats to whip up at home

    Mother's Day is just around the corner so this year why not make mum some special treats for a different Mother's Day gift, or cook her a special meal to let her know just how amazing you think she …

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  • Gift ideas - straight from the supermarket

    Ever left it till the last minute to grab that birthday present or mothers day gift and need to get something fast? There’s no need to be concerned – your local supermarket is a virtual …

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  • Why you should be taking a mid winter break now

    Winter can be a gloomy time of year, so it’s time to get the thinking cap on and plan a winter break that will chase the blues away!  Winter is off-peak season in many locations, so it& …

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  • Moving in together? Six tips for setting up your new home

    If you’ve been shuffling between two addresses for months and have decided to bite the bullet and start living together, we’ve got some great tips to help smooth the transition while you …

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  • Weight loss programs - which one works best?

    If you want to shed a few kilos you might be thinking about enrolling in a weight loss program to help you get to where you want to be. The good news is that US News & World Report have released …

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  • Money saving tips for women - ditch the pink!

    Women constantly feel the pressure to spend due to elaborate marketing techniques by companies. Many advertisements are geared specifically towards women and include promises of stellar results on …

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  • Four tips to boost your super

    It’s often said the biggest issues in life are dying too soon or living too long. Obviously none of us want to shuffle off early, but at the other end of the scale, just how enjoyable is life …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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