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  • Ten ways to clean your home without harsh chemicals

    Cleaning. It’s that boring job that has to be done regularly if you want to keep your house looking and smelling good. But your household cleaning products may be putting your health at risk, …

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  • Going to celebrate New Year's Eve? Three ways to save and still have fun

    The new year will be here before we know it, which means a night full of fun and festivities! Fireworks, food and spending time with family and friends are all typical activities as Australians ring …

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  • Top budget holidays at home and overseas

    Well 2017 is almost done and dusted and if you didn’t manage to get away for an awesome holiday this year, now’s the time to start thinking about taking a break in 2018. 

    Whether …

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  • Five ways to save on buying an engagement ring

    Deciding to propose to your partner is one of the most exciting and thrilling times in your life. Will they say yes? Will they like the ring you picked out? Where are you going to propose? All …

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  • Unexpected expenses? Here’s how to cover them

    Unexpected expenses usually hit just when you need them the least – and it’s tough to find that extra cash when your budget is already stretched to breaking point.  If you’re …

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  • The Christmas countdown is on

    2017 seems to have hurtled passed at a great rate of knots and Christmas will be upon us once again in a few short weeks. It’s that time of year when budgets are under pressure and over- …

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  • The true cost of a pet - how to calculate if you can afford a new addition?

    Whether you’re single or you have a family, a new pet can bring joy to just about anyone. But owning a pet goes way beyond having a dog or cat to cuddle. Pet ownership is a big responsiblity …

    Read more
     

  • Eight great photo apps to check out today

    Smartphone cameras just keep getting better and better but if you want to take things up a notch, we’ve found some great photo apps that will have you shooting like a pro. 

    Adobe …

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  • Budgeting tips for new parents

    There’s no doubt about it, having kids is an expensive exercise. Your dollars seem to sprout wings and fly out the door and your credit card suddenly takes a pounding like it’s probably …

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  • Outdoor entertaining - how to host a barbie on a budget

    We all love a get-together and with the warmer weather and longer evenings approaching, now's the perfect time to enjoy some outdoor entertaining and a barbie where you can relax and enjoy the …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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