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  • Four ways to save on trick or treat costumes

    Each year, people go batty trying to come up with some spooktacular, clever and fun ideas to celebrate Halloween. That doesn't mean it has to be expensive - for those who don’t have …

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  • Rags to riches - life lessons from a few billionaires

    If there’s one thing that billionaires have in common it’s a relentless work ethic, a willingness to take risks, a complete lack of complacency and a voracious desire for money and …

    Read more
     

  • Billions in unclaimed money – are you missing out?

    It may seem hard to believe, but according to the Australian Securities and Investments Commission (ASIC), as a nation we have around $1.1 billion in unclaimed money. Yes, that’s over one …

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  • 15 great ideas to help you make more cash

    With Christmas trees already making an appearance in some major retailers, it’s a scary reminder that the season when the jolly fat man in the red suit and the smell of reindeer on his boots …

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  • Want to reduce your carbon footprint? Here's how.

    Unless you’ve been living in a cave somewhere for the last decade, you’re no doubt aware that global warming is big news and it’s due in large part to an increase in greenhouse …

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  • Time to take a cruise?

    If you’ve ever been on a cruise you’ll be familiar with the feeling of ultimate relaxation it can give you – and if you’re a cruising novice, trust us, it’s time to …

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  • Four tips on writing a cover letter in order to land your next job!

    Are you looking for work or thinking about a step up from your current job into something that pays better? If so, a cover letter is one of the first things you’re going to want to learn how to …

    Read more
     

  • Sell your house quickly! Five ways to prepare for a successful sale

    Spring is one of the most popular times to sell a home in Australia. The weather warms up, gardens look better and more people are likely to go house hunting, so springtime can provide both buyers …

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  • Four ways a debt agreement can help you take control of your finances

    No one ever plans to have financial problems, but if you find yourself in a situation where you can’t pay your debts, just know that you’re not alone. According to AFSA, thousands of …

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  • Xbox or PlayStation?

    Thinking about upgrading your gaming console or buying a new one?  Regardless of whether you’re a Microsoft Xbox or Sony PlayStation convert, there are a few things you should think about …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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