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  • Want to reduce your carbon footprint? Here's how.

    Unless you’ve been living in a cave somewhere for the last decade, you’re no doubt aware that global warming is big news and it’s due in large part to an increase in greenhouse …

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  • Time to take a cruise?

    If you’ve ever been on a cruise you’ll be familiar with the feeling of ultimate relaxation it can give you – and if you’re a cruising novice, trust us, it’s time to …

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  • Four tips on writing a cover letter in order to land your next job!

    Are you looking for work or thinking about a step up from your current job into something that pays better? If so, a cover letter is one of the first things you’re going to want to learn how to …

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  • Sell your house quickly! Five ways to prepare for a successful sale

    Spring is one of the most popular times to sell a home in Australia. The weather warms up, gardens look better and more people are likely to go house hunting, so springtime can provide both buyers …

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  • Four ways a debt agreement can help you take control of your finances

    No one ever plans to have financial problems, but if you find yourself in a situation where you can’t pay your debts, just know that you’re not alone. According to AFSA, thousands of …

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  • Xbox or PlayStation?

    Thinking about upgrading your gaming console or buying a new one?  Regardless of whether you’re a Microsoft Xbox or Sony PlayStation convert, there are a few things you should think about …

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  • Spring is in the air - and a healthy you starts here!

    Whether or not the sun is shining right now at your place, the fact is that winter really is over for another year and spring is in the air. Now is the time to shake off that winter melancholy and …

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  • How to REALLY wow Dad this Father's Day!

    Father's Day is just around the corner and if you haven’t organised something for Dad yet then we’ve got a few ideas to get you started. Forget about the socks and Bunning’s gift …

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  • Not just chicken soup!

    Try these great cold and flu remedies 

    It’s that time of year when just about everyone seems to be coughing, sneezing or just feeling generally miserable. Yes it’s cold and flu …

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  • Who's watching?

    Why you should be careful about your social media posts.

    Social media is everywhere and according to Social Media News there are 17 million monthly active Facebook users in Australia, and 12 million …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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