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  • Our selection of the top mobile apps to download in 2024

    In today's fast-paced digital world, mobile apps are the go-to solution for many tasks, including managing finances, getting fit, and staying connected. Like the rest of the world, we Australians …

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  • Creating a home gym on a budget: Tips for staying fit at home

    Staying fit and healthy doesn't have to mean splurging on a pricey gym membership or fancy equipment. With creativity and smart investments, you can set up an effective home gym that fits your needs …

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  • How to turn the humble potato into a star on the plate

    The humble potato is not just a basic side dish; it is one of the most versatile ingredients in the kitchen. From the classic roast to more innovative creations, the potato is a true chameleon when …

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  • Finding affordable housing: Tips to secure a home within your budget

    Due to skyrocketing prices and limited availability in key areas, Australia’s housing market has become increasingly challenging for mid-to-low-income earners. However, with careful planning …

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  • Nine practical steps to improve your credit score

    Improving your credit score is one of the most impactful financial moves you can make. A higher credit score may open doors to better interest rates and more favourable loan terms and even improve …

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  • Nine creative ideas for celebrating a special occasion with your partner

    When it comes to celebrating a special occasion with your significant other, the possibilities are endless. Whether it’s an anniversary, a birthday, or simply a day you’ve both marked as …

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  • Ten tips to successfully negotiate a wage increase

    Negotiating a wage increase can be intimidating, but it's important to improving your financial situation and ensuring you are fairly compensated. Whether preparing for your annual review or a …

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  • The benefits of community – how to get involved and give back

    In an increasingly digital age, it is easy to become detached from a sense of community. However, the benefits of community involvement are significant as they provide a sense of belonging, support, …

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  • Smart ways to maintain your vehicle and save on car expenses

    We all love our wheels, but owning a car can be expensive. Even if you budget for registration, insurance, fuel costs, and maintenance, unexpected breakdowns can be costly. However, with some smart …

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  • Ten creative gift ideas to surprise your Dad on Father's Day

    Father's Day is the perfect time to remind Dad how much he means to you. Whether in person or from afar, there's never a better day to show your appreciation and love - and you can do just that with …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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