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  • Best ever winter blues busters

    August is that time of year when it feels like we’ve been in the grip of winter for way too long, and for many parts of the country, the end doesn’t feel like it’s coming any time …

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  • Four ways to start improving your credit score

    Your credit score plays an important role in your overall financial well-being and success as it helps lenders to decide if they should lend money to you. Before we go any further, let’s take a …

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  • Three free or low cost trips to take this spring

    Spring will soon be upon us and it also happens to be the perfect time of year to take a trip or two to unwind and relax. While the weather varies across Australia, the spring season usually provides …

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  • Get ready for the Christmas holidays by starting your savings plan now

    The spring season is just around the corner, which means that you might not be thinking about the Christmas holidays quite yet. But did you know that if you start thinking about Christmas and …

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  • How to cut sugar from your diet

    But still enjoy the sweet stuff...

    Talk to a nutritionist and they’ll probably tell you to cut the refined sugar from your diet. In fact, according to Authority Nutrition, added sugar is the …

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  • The 30 minute home workout that will help you get fit

    Winter’s that time of year when everything seems to slow down - except for the amount we eat. Comfort food is the order of the day and it’s oh so easy to pack on a few extra kilos and add …

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  • The raw food revolution - is it really good for you?

    Ever thought about going raw?  Not the ditch your clothes and let it all hang out kind of raw – no, we’re talking raw food. That’s right, completely naked, uncooked food that …

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  • Easy ways to make money online for free

    The internet provides a ton of opportunities to make extra money. Whether you want to make extra money to stop living payday to payday, or you need some extra cash to go on a trip or make car repairs, …

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  • Selling online to make extra money? Five tips you need to know for a successful sale

    Ever since the internet came into existence, people have used it to make money. One of the most popular ways today to make extra money online is to sell pre-loved or unwanted items. Items can include …

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  • Moving to a new place? Three ways to save on home furnishings

    Moving is always expensive regardless of the reason you’re doing it. If you’re moving to a new place, you may need additional furnishings; or if this is going to be the first place of …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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