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  • Budget travel tips to help you save money on holiday

    Ever gone on holiday and been terrified of how your credit card is going to look by the end of it?  Or just been desperate to get away but not sure how you can afford it?  Well worry no …

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  • Easy winter recipes that even the boys can make

    Sometimes the thought of getting dinner on the table at the end of a long day at work seems like an impossible task - and on the nights when jack frost has come calling it’s oh so tempting to …

    Read more
     

  • How to avoid gaining weight this winter

    It’s cold and winter still has a long way to go before we all start feeling sunny again.  Winter’s that time of year where it’s so easy to do a lot more eating and a lot less …

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  • Starting an online business - it's easier than you may think

    It seems like hardly a week goes by without picking up a newspaper and reading about another successful online business.  Think Organic Bubs, a range of organic baby food that is now sold …

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  • The sting in the tail of zero interest balance transfer credit cards

    Most of us struggle with credit card debt from time to time (and if you’re one of the lucky few who always pay your whole balance each month, well done you!). It’s oh so easy to buy …

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  • Five tips that will help you save money

    The one thing that most financially successful people have in common is that they all have a plan and they stick to it. The best intentions in the world just don’t cut it if you don’t …

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  • Is budgeting software worth the cost? Three ways spending the money can help you save

    Is how you currently budget taking too much time, or are you looking at creating a budget for the first time? If so, you may be concerned about whether or not it’s worth spending the money on …

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  • Three home cleaning supplies you can make to save money

    Home cleaning supplies purchased at the store are expensive and can easily cut into your monthly budget. What’s even worse is that you’re buying cleaning supplies that are in plastic …

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  • Four ways to save on home appliance repairs

    Appliance repairs can cost homeowners hundreds to thousands of dollars each year. Most of these repairs are unexpected or unplanned for, which can result in not having enough money to make the …

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  • Love to drive? Check out these cool mobile apps!

    Remember life without a bunch of cool apps? It might have been a lot quieter but it’s never been so much fun!  Here’s a bunch of drive apps that’ll help you on your travels and …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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