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  • The 30 minute home workout that will help you get fit

    Winter’s that time of year when everything seems to slow down - except for the amount we eat. Comfort food is the order of the day and it’s oh so easy to pack on a few extra kilos and add …

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  • The raw food revolution - is it really good for you?

    Ever thought about going raw?  Not the ditch your clothes and let it all hang out kind of raw – no, we’re talking raw food. That’s right, completely naked, uncooked food that …

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  • Easy ways to make money online for free

    The internet provides a ton of opportunities to make extra money. Whether you want to make extra money to stop living payday to payday, or you need some extra cash to go on a trip or make car repairs, …

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  • Selling online to make extra money? Five tips you need to know for a successful sale

    Ever since the internet came into existence, people have used it to make money. One of the most popular ways today to make extra money online is to sell pre-loved or unwanted items. Items can include …

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  • Moving to a new place? Three ways to save on home furnishings

    Moving is always expensive regardless of the reason you’re doing it. If you’re moving to a new place, you may need additional furnishings; or if this is going to be the first place of …

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  • Budget travel tips to help you save money on holiday

    Ever gone on holiday and been terrified of how your credit card is going to look by the end of it?  Or just been desperate to get away but not sure how you can afford it?  Well worry no …

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  • Easy winter recipes that even the boys can make

    Sometimes the thought of getting dinner on the table at the end of a long day at work seems like an impossible task - and on the nights when jack frost has come calling it’s oh so tempting to …

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  • How to avoid gaining weight this winter

    It’s cold and winter still has a long way to go before we all start feeling sunny again.  Winter’s that time of year where it’s so easy to do a lot more eating and a lot less …

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  • Starting an online business - it's easier than you may think

    It seems like hardly a week goes by without picking up a newspaper and reading about another successful online business.  Think Organic Bubs, a range of organic baby food that is now sold …

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  • The sting in the tail of zero interest balance transfer credit cards

    Most of us struggle with credit card debt from time to time (and if you’re one of the lucky few who always pay your whole balance each month, well done you!). It’s oh so easy to buy …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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