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  • Five tips that will help you save money

    The one thing that most financially successful people have in common is that they all have a plan and they stick to it. The best intentions in the world just don’t cut it if you don’t …

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  • Is budgeting software worth the cost? Three ways spending the money can help you save

    Is how you currently budget taking too much time, or are you looking at creating a budget for the first time? If so, you may be concerned about whether or not it’s worth spending the money on …

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  • Three home cleaning supplies you can make to save money

    Home cleaning supplies purchased at the store are expensive and can easily cut into your monthly budget. What’s even worse is that you’re buying cleaning supplies that are in plastic …

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  • Four ways to save on home appliance repairs

    Appliance repairs can cost homeowners hundreds to thousands of dollars each year. Most of these repairs are unexpected or unplanned for, which can result in not having enough money to make the …

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  • Love to drive? Check out these cool mobile apps!

    Remember life without a bunch of cool apps? It might have been a lot quieter but it’s never been so much fun!  Here’s a bunch of drive apps that’ll help you on your travels and …

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  • Eight best ever easy dessert ideas with the wow factor

    Dessert.  It’s the drumroll course at the end of dinner that’s the icing on the cake so to speak.  We’ve put together a few of our favourite, easy desserts that are bound …

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  • DIY Mother's Day gifts that your Mum will love

    Mother's Day is just around the corner but that doesn’t mean you need to spend a fortune to show mum just how special you think she is (unless of course, this is the year you want to go all out …

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  • Struggling to maintain or grow your business? Three ways to find the cash flow you need

    Running a business can be an exciting adventure that puts you in control of your products or services. You can sell what you’re passionate about, which leads to loving what you do! However, the …

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  • Five ways to earn money from outdated or unused electronics

    It seems like every few months the big tech companies are coming out with newer and more advanced devices such as computers, smartphones, tablets and more. If you’ve recently purchased an …

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  • Beauty tips on a budget

    Sometimes the family budget doesn’t quite stretch far enough for little indulgences like facials and expensive skin care. But don’t despair – there are plenty of ways you can …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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