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  • Three car maintenance tips to prevent costly repairs later on

    Whether you’re driving around in a brand new car, or your current motor vehicle has seen better days, taking care of it properly can be the difference between a dependable car that you can …

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  • Three simple things you can do to start your new year off on the right financial path

    Welcome to 2017! For most people, the start of a new year means setting new resolutions and goals. For some, these resolutions and goals may include getting out of debt or improving finances in some …

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  • How to save money for the festive season when you're in your 20s

    Experiencing the festive season in your 20s can mean many different things. You may be single and attending university, or you may just be starting out in your career. On the other hand, you may …

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  • Three easy holiday gift ideas that don't require a lot of time or money!

    The holidays are quickly approaching, which may be leaving many worrying about how they’re going to pay for gifts. Christmas and holiday gift shopping can easily get out of control, and by the …

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  • Getting a holiday bonus this year? Three ways to put the extra cash to work!

    As the holidays are quickly approaching, it means holiday parties at work, the season of giving, and for some that means a nice holiday bonus. If you’re expecting a bonus at work, you may …

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  • Four ways to save money on holiday travel plans

    Are you planning on travelling for Christmas or the New Year? Many people decide that the holidays are the perfect time to travel to see friends and family, but travelling during this peak time can …

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  • Christmas gifts for kids – the go-to guide

    It’s hard to believe that Christmas 2016 is just around the corner! The shopping centres have already hung their decorations and everyone starts asking that question, “Have you done your …

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  • Christmas recipes for the kids

    Get the kids to help out in the kitchen this Christmas with these fun, festive recipes that all the family can make – it might be messy, but it will be fun and yum!1. Mars Bars Christmas …

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  • Three tips on how to remember to pay your bills

    If you’re trying to get out of debt, every little bit of extra money you have to spend can be the difference between achieving your debt paydown goals, and staying stuck living from payday to …

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  • Seven money management tips for newlyweds

    If you’re recently married or planning to get married soon, you may be thinking about your financial future and how to start planning. If so, why not check out our 7 money management tips …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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