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  • Top five money myths exposed

    There are a lot of money myths circulating and most of them have a grain of truth to them which is why they tend to stick with us. We’re here to expose some of the most common myths and …

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  • Top three money stressors - and how to tackle them

    Money is a huge stressor for most people, whether its saving up for a house, getting out of debt, anxiety over bills to be paid, or simply not making enough money for what your financial goals are. …

    Read more
     

  • Five ways to make budgeting fun

    Budgeting and fun don’t seem like two words that can go together, but with the right goals, rewards, and a little bit of willpower, you can make budgeting fun. Here are our five easy tricks to …

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  • Five tips for talking to your kids about money

    Teaching your kids about money early on is a great life skill and necessary to help kids to understand that money doesn’t grow on trees, and ATMs aren’t magical. Follow our easy tips …

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  • Five things you need to know about your credit card

    Credit cards are something that most of us use on a daily basis without much thought – they’re convenient and may even earn you rewards. However, if you don’t know some of the …

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  • Three ways to cut down your grocery spend

    Grocery spending is one area where most of us tend to overspend. Follow our three easy tips to help you save more next time you buy your groceries.

    Brand names aren’t always better. Just …

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  • Three easy steps to calculate how much money you need to save for retirement

    Whether you just entered the workforce, or you’re currently nearing retirement, one big question that you may have is how much money you’re going to need to save.

    Unfortunately, there …

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  • Using technology to save money on everyday expenses

    Technology tends to cost us money, but did you know that it can also help save money? We’ve talked before on how you can use your computer or smartphone to help you budget …

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  • Let's talk coupons! How to find them, how to use them and more!

    While it takes a lot of time and energy to use coupons to the extent of having a zero, or low dollar grocery bill, that doesn’t mean that you should ignore coupons altogether. Coupons have been …

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  • Need a short term loan? Here are three steps to get you ready to apply

    Sometimes unexpected expenses just happen no matter how much you plan for the unknown. From large energy bills that you were not expecting to car repairs, unplanned travel, family emergencies and …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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