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  • Christmas gifts for kids – the go-to guide

    It’s hard to believe that Christmas 2016 is just around the corner! The shopping centres have already hung their decorations and everyone starts asking that question, “Have you done your …

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  • Christmas recipes for the kids

    Get the kids to help out in the kitchen this Christmas with these fun, festive recipes that all the family can make – it might be messy, but it will be fun and yum!1. Mars Bars Christmas …

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  • Three tips on how to remember to pay your bills

    If you’re trying to get out of debt, every little bit of extra money you have to spend can be the difference between achieving your debt paydown goals, and staying stuck living from payday to …

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  • Seven money management tips for newlyweds

    If you’re recently married or planning to get married soon, you may be thinking about your financial future and how to start planning. If so, why not check out our 7 money management tips …

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  • In your 20s? Use these three tips to prepare for financial success later in life

    Preparing for your financial future doesn’t have to wait until you’re well-established in life. The earlier you start thinking about your financial future (and taking action), the sooner …

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  • Use your knowledge to earn extra cash online by creating e-courses!

    Earning an extra income is one of the most popular methods that people use to pay down debt, but when it comes to earning extra cash, how do you do so without having to spend money upfront? Today, we& …

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  • Demystifying common financial advice on how to get out of debt

    There’s no shortage of financial advice floating around - from your co-workers and neighbours, to online financial experts, you can find thousands of different methods on how to get out of debt. …

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  • How to budget using the 50/20/30 method

    Budgeting can be incredibly difficult, especially when you don’t know where to start. That’s where the 50/20/30 method comes into play, dividing your budget into three categories, instead …

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  • The best money management apps

    Trying to find a good money management app is like finding a needle in a haystack – there are just too many out there, and many aren’t available in Australia. We’ve taken the time …

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  • Top five money myths exposed

    There are a lot of money myths circulating and most of them have a grain of truth to them which is why they tend to stick with us. We’re here to expose some of the most common myths and …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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