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To save money, why not write a list before you go shopping – and stick to it!
One of the easiest ways to save money is to only shop when you have a list. Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things …
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Teach your kids good financial habits by starting early
How your kids think about money early on in life can greatly affect their financial success later on down the road. Good financial habits start at home and there are plenty of ways that you can teach …
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One common pitfall of budgeting and how to avoid it
Budgeting is a process that many people undertake in order to get their finances in order. While budgeting is one of the most often given pieces of financial advice, many people still find themselves …
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Applying for a home loan? Use this checklist to make sure you’re prepared
If you’re applying for a home loan, you may be wondering how long the process is going to take from start to finish. But as anticipation builds, it’s important to know that the length of …
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Offset accounts explained
One frequently asked question in the Australian mortgage broking business is "what is a mortgage offset account and how can it help me?" With all the different mortgage options available and the …
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Five ways to cut entertaining expenses
Entertainment expenses are often one of the cutbacks that people make when they’re trying to save money or reduce debt. While this is a good plan that can help you reach your financial goals, …
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4 ways to avoid financial difficulties
Nobody is perfect and we all experience financial difficulties from time to time. If you’ve ever found yourself short of cash or you’re tired of living from one payday to the next, here …
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10 tips to beat credit card debt
If you own a credit card and you use it - you're in debt. According to finder.com.au 70% of Australian adults own a credit card with an average card balance of $3,231.[1] While credit cards are …
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