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  • Five financial tips to make you richer

    If you have ever dreamed of winning the lotto then you know exactly what you would do if you found instant cash. For most of us getting rich quick will always be just a dream. There are however ways …

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  • Seven low cost school holiday activities

    In need of some fun affordable activities to keep the kids entertained? We’ve done the hard work for you to find the best budget friendly school holiday activities.

    Camping…in the …

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  • Struggling with your financial situation? Get your life back on track...

    Safe Debt Management offers debt assistance for people with unsecured personal debts of more than $8,000. These debts may include old utility or telco bills, personal loans, credit card debts, …

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  • Three ways to stop debt before it happens

    Most of the time, no one plans on being in debt. Accumulating too much debt is something that happens over time. A few years ago you got a loan to buy a car; a few months later you purchased new …

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  • Coupons and buying in bulk - does it really save you money?

    In the media, it all sounds like a great idea...you spend your time finding great coupons and sales so that when you go to the store, you end up spending very little money. Who doesn’t want to …

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  • Two easy and cheap recipe tips to feed a big family

    Is your food budget weighing you down? If so, you’re definitely not alone! In fact, according to ASIC, an Australian couple with two young kids spends around $279 every week on food and drink. …

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  • Becoming rich - you still have time to make it happen

    Everyone has financial dreams; from owning that big beautiful house, to being able to travel around the world whenever you want, to being able to save money easily - everyone has financial …

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  • Low cost winter recipes

    Looking for ways to warm you from the inside out? Here are our top three cost effective winter recipes. These winter meals are sure to warm your hearts without freezing your accounts. We’ve got …

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  • Work your finances with Google Sheets

    Not every budgeting tool or program has to be fancy with hundreds of features that you may or may not use. While these robust programs may be great for the super user, a lot of people find they only …

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  • Three low cost tips to stop smoking and boost your savings

    A pack of cigarettes in Australia costs between $25-$30 dollars; at a pack a day that’s an annual cost of at least $9,000! For those who do smoke, it’s expected that the cost is only …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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