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  • Channel your creative side and become a freelance graphic designer

    Want to earn some extra money but don’t have the time or financial resources to start a whole new career or business?  Have you considered freelance graphic design as a side job? It doesn' …

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  • Five tips to save money on home energy bills

    One of the easiest ways to save money is to cut back on your expenses. There are a number of simple changes you can make in your daily life to help reduce your costs starting with the home energy …

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  • Cut out coffee and soft drinks and save

    Are you a coffee or a soft drink addict? Both these drinks can be very addictive, in fact, according to australianbeverages.org, a 2013 Galaxy poll reported that people aged 15-49 get 50% of their …

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  • Repurpose household items to earn extra cash

    Have you heard the saying “It takes money to make money”? If so, you’ve probably been a little hesitant when it comes to trying to earn extra income on the side. After all, if …

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  • Work out from home and get in shape for FREE

    When you think about your finances, becoming physically fit probably doesn’t cross your mind - but maybe it should! Did you know that according to the Sydney Morning Herald, the cost of obesity …

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  • How to upgrade your kitchen or bathroom for less…

    Are you looking to upgrade the kitchen or bathroom in your home, but money is tight and you’ve been putting off those renovations for quite some time?

    Upgrading any part of a home can be time …

    Read more
     

  • Need extra Income? Become a freelance writer and work from home

    Many people would love to break the cycle of living from payday to payday. The problem however, is that if you’re already working a full time job, or you have a family to take care of, you may …

    Read more
     

  • You've just received a large amount of money, now what?

    It’s a dream that everyone has – waking up one day to learn that you’re a lot richer than you were the day before. Whether this newfound wealth comes from lotto winnings, an …

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  • How do I budget for those unforeseen expenses?

    One question people who are trying to get their finances in order often ask is: “How do I budget for expenses I don’t know about?” It’s a good question and part of good …

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  • How to save money for the holidays | Yes you should start now!

    It’s time to start saving for the holidays...

    While you may be wondering if it’s too early to start doing this since the holidays just passed, the answer is no! The sooner you start the …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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