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  • Ten simple and effective strategies to boost your relationship

    Like all good things in life, relationships require effort, understanding, and nurturing to survive and thrive. Whether you're in the honeymoon phase or have been together for years, here are some …

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    Living on a tight budget can make paying off debt seem insurmountable. However, with the right strategies and determination, you can make significant progress towards becoming debt-free. Here are …

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  • Ten home improvement ideas to add value to your property

    We're heading towards the winter months, which usually means we spend more time indoors. It's also an ideal time to consider some home improvement projects that can add value to your property without …

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  • The secrets to successfully practising financial self-care

    Nurturing your financial health is an important habit to develop, and the sooner you start, the better positioned you'll be to achieve your financial goals. Managing your money in a way that promotes …

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  • How to access free mental health support

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  • How to improve the chances of your loan application being approved

    Applying for a personal loan might seem daunting, particularly if you've never done it before. When you need finance, waiting to hear if your loan has been approved can be a bit nerve-wracking. …

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  • Fun and affordable date night ideas

    Creating a memorable date night doesn't need to break the bank. There are plenty of fun and affordable activities and hobbies that you and your partner can do together. The best experiences don't …

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  • Easy ways to practice self-care and pamper yourself at home

    Self-care is an important aspect of maintaining your well-being, so it's essential to prioritise yourself from time to time. You don't need to go overboard or spend a lot of money to indulge in self- …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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