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  • The secrets to successfully practising financial self-care

    Nurturing your financial health is an important habit to develop, and the sooner you start, the better positioned you'll be to achieve your financial goals. Managing your money in a way that promotes …

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  • How to access free mental health support

    Mental health was once considered a taboo subject. However, in recent times, it has become clear that ignoring or avoiding it can significantly impact our well-being, social connections, and ability …

    Read more
     

  • How to improve the chances of your loan application being approved

    Applying for a personal loan might seem daunting, particularly if you've never done it before. When you need finance, waiting to hear if your loan has been approved can be a bit nerve-wracking. …

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  • Fun and affordable date night ideas

    Creating a memorable date night doesn't need to break the bank. There are plenty of fun and affordable activities and hobbies that you and your partner can do together. The best experiences don't …

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  • Easy ways to practice self-care and pamper yourself at home

    Self-care is an important aspect of maintaining your well-being, so it's essential to prioritise yourself from time to time. You don't need to go overboard or spend a lot of money to indulge in self- …

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  • Ten top tips to suprise Mum this Mother's Day

    Mother's Day is just around the corner, so it's time to start brainstorming and find something truly special for your mum this year. Surprising your mother on Mother's Day is a beautiful way to  …

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  • How to navigate Australia's healthcare system and save on costs

    Australia is fortunate to have a robust healthcare system that provides access to numerous free or low-cost medical services funded by the Government. This makes us the envy of many other developed …

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  • Nine tips to create a realistic savings plan on a budget

    Creating a realistic savings plan might seem impossible when you're on a tight budget. However, there are always options available to help you work towards your saving goals.

    To create a savings …

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  • How to look stylish on a budget - 10 fashion tips

    Creating a stylish wardrobe on a budget is achievable with a bit of strategic planning and a dash of savvy shopping. Here are our top fashion tips for dressing to impress without …

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  • Eight traditional ANZAC Day recipes

    Another ANZAC Day is approaching, and on the dawn of 25 April, it will be time to pause and remember those who served and died in wars, conflicts, and peacekeeping operations. The day is marked by …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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