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  • Ten quick and easy desserts intended to impress

    Have you ever found yourself in a situation where you have to cook dinner for unexpected guests? Or perhaps you were expecting them, but you don't have much time to whip up a three-course gourmet …

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  • How to throw an amazing kid’s party on a tight budget

    Every kid (big and small) loves a birthday party, but with the escalating cost of living, throwing an amazing kids' party in 2024 is not without its challenges. But don't worry! With creativity …

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  • Simple and effective ways to save money on your utility bills

    Utility costs such as electricity, gas, and water are necessary expenses that can't be avoided. Charges for these services can vary greatly from state to state. For instance, the Australian Energy …

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  • Top 10 best budget-friendly travel hacks

    We all love to take a break and spend quality time with our family, but taking a hard-earned holiday can be pretty costly when you factor in transportation, accommodation, food, and entertainment …

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  • Ten smart ways to save money for your child's future

    Saving money for your children is a smart decision that can give them a solid financial head start in life. The money you save can help them with their education and emergencies or even enable them …

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  • Getting married? 10 tips to plan your wedding on a budget

    If you're getting married, and want to avoid being in debt long after the honeymoon, here are some great tips to help you create a beautiful and memorable celebration without breaking the bank. …

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  • How to find affordable, quality childcare options in Australia

    For most working parents, finding childcare is an essential part of their lives. Unless you have the luxury of being able to stay at home and look after your little ones, you will need to find a …

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  • 10 things you can do to stay safe during storm season

    The storm season is well and truly here, and depending on what part of the country you live in, you may have already experienced some severe weather conditions and power outages this year. However, …

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  • The best free or low-cost weekend activities in Australia

    It's summertime, the weather is fantastic, and many of us want to spend more time with our families. If you're looking for some affordable activity ideas to do on the weekend (or during the week), …

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  • How to plant and grow your own veggie garden - in 8 easy steps

    Are you interested in saving money by growing your own vegetables? It's easier than you may think, plus it's rewarding, and the veggies taste so much better than those sitting in a cool room for …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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