For most working parents, finding childcare is an essential part of their lives. Unless you have the luxury of being able to stay at home and look after your little ones, you will need to find a suitable solution for their care. Fortunately, there are many options available, whether you require childcare for only a few hours or days per week or you need full-time care while you're at work. Here are our tips to help you find the perfect childcare solution for your needs.
1. Identify the type of care you want
There are several childcare options available depending on your situation and the ages of your children. It is important to understand which option suits you best. Some of the available options include:
You can also visit Starting Blocks to find local options for childcare, including long daycare, family daycare, preschool, and outside school hours care.
2. Understand the National Quality Framework and Standards
The National Quality Framework is an initiative aimed at enhancing the quality of early childhood education and care services in Australia. All service providers are assessed and rated across seven key quality areas:
It's important to understand the quality rating of your preferred provider as assessments can result in one of five ratings, ranging from excellent to significant improvement required.
3. Make a shortlist and investigate
As parents, we all want to find the best possible childcare or early learning service for our children. To decide whether a service will be suitable for your family, you should visit the service at least once to observe what happens on a day-to-day basis. This can help you build a clear picture of whether the centre will meet your family and child’s needs. It’s also important to ask questions. For example, if you have a toddler starting at a childcare service, you might want to ask the following questions:
4. Apply for the Child Care Subsidy
The Australian Government offers subsidies for childcare and also runs grant programs for service providers in disadvantaged regional, remote and Indigenous Communities. The amount of Child Care Subsidy you can receive is dependent on factors such as your family income, the number and ages of children in care and the type of care required. If your family income is $80,000 or less, you may be eligible for a childcare subsidy rate starting from 90% of the total cost. In addition, Indigenous Australians qualify for at least 36 hours of subsidised care per fortnight, regardless of income. You can check the Starting Blocks childcare subsidy calculator to determine your eligibility for financial assistance and your out-of-pocket expenses.
5. Get familiar with MyGov
Many Government services can be accessed through MyGov or through the MyGov app, which is available on Android and iPhone. After logging in to MyGov, you can use various tools to find suitable childcare services. Plus, you can browse "raising kids" to learn about the assistance available for childcare fees.
Learning starts from birth
The process of acquiring knowledge begins from the moment a child is born, and the first five years are the most crucial for learning.
We understand that raising a child can be expensive, so if you need some financial assistance to support your child’s development, we’re here to help. Check out our cash loans up to $5,000 to find out how quick and easy it is to get some extra funds. Once a loan is approved, the cash is usually in your bank account within a few hours - ensuring a brighter future for your kids.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/
This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.