Need a short term loan? Here are three steps to get you ready to apply

Sometimes unexpected expenses just happen no matter how much you plan for the unknown. From large energy bills that you were not expecting to car repairs, unplanned travel, family emergencies and more, an extra bill can be the difference between being able to pay all of your bills on time…or not.

So what do you do if you find yourself short on funds? There are quite a few options out there to choose from. One option would be to apply for a mini loan. To help make the process easier, here are three steps to get you ready to apply:

Determine how much money you need to apply for. With our simple mini loan calculator, you can select a loan amount from $1K up to $5K.

Get all your documents and information prepared. For example you'll need to know how much income you receive and what expenses you have. You'll need the same for a co-borrower if you're applying with someone else.

You'll need a phone number and/or an email address so you can be easily contacted regarding your application.

You might also want to prepare references and check your credit rating to see where you stand. While these items may not seem like a lot, if you’ve prepared your documentation and any other info that may be needed, you can efficiently submit your application and won’t get stuck running around trying to find information at the last minute.

And don't worry - the process is completely paperless, so its easy to apply.

Ready to submit your application now? Simply click here to apply for a mini loan.