Short on funds? Here's how to get more cash

If the old bank balance is looking a little bare and you’re wondering how you’re going to fund that new purchase you’ve been eyeing up, we’ve got the answer! It’s super easy to make money online, and there are lots of offline options to inject some extra bucks into your wallet too, so check these out: 

1. Sell online. Yes everyone is doing it and you probably have heaps of things sitting around the house that don’t get used (no, the husband doesn’t count!). From last year’s fashion faux pas to the treadmill that’s never really seen the light of day, whatever you’ve got, there are people who want to buy it. To make yourself some fast cash, try eBay, Gumtree and Facebook marketplace – and make sure you take a look at what others are selling and how they’re pitching it. 

2. Have something unique and creative? Then try Etsy – it’s the go-to online website for people who want to buy unique or personalised gifts for themselves or others and it’s a great way to earn money online because it opens up a global marketplace for whatever it is you have to sell. 

3. Awaken your inner shutterbug. If photography is your thing then there are plenty of sites to turn those great shots into cash. Pixels is a great place to start selling your unique shots – it’s the world’s largest art marketplace and on-demand print technology company. With just a few clicks, you can upload your images, set your prices for hundreds of different print-on-demand products, and then instantly sell those products to a global audience of online, mobile, and real-world buyers. 

4. Subscribe to online surveys and research. You won’t become rich fast but it’s definitely an option if you have time on your hands. Take a look at Focus People, QRA, Realtime Research, Paid Focus Groups and Aussie Paid Surveys to find out how easy it is to join and make money from participating in focus group discussions and surveys – online and offline. 

5. If you have time on your hands, why not sell it through sites like Fiverr, Airtasker or Service Seeking. The best thing about these sorts of sites is that your customers leave reviews so the better you are at what you do, the more likely you’ll get a high rating – and that means more customers and the chance to increase your prices. 

6. Create simple websites for paying customers. OK if you’re a bit of a technophobe this might sound a little scary but there are loads of platforms out there that make it super-easy for you to create a website. Don’t try selling one until you’ve got a few tests under your belt and learnt how to make all the site links and key words work but (honestly) you can turn a quick website around in less than a day. We think Squarespace and Wix are both good platforms to start with. 

7. Don’t be afraid to get rid of all that junk (or should that be treasure?) that’s hanging around through an old fashioned garage sale. Naturally anyone who comes along will be looking for a bargain but it’s an awesome way to turn your trash into cash. 

8. If you have lots of bits and pieces lying around and they really are too good for a garage sale, then why not head on down to your local markets and take a stall for the day. Not a good place for junk but an excellent opportunity to move on some good quality or unique items. 

9. If you’re a whizz in the kitchen try whipping up some tasty meals for sale (you can even have a chat to your local butcher or fruit and vegie shop to see if you can sell through them). Another idea is a bake sale – just take all of those fresh cakes and biscuits down to the local sports field on game day and see how quickly they disappear (be warned though, your local Council may not be too keen on this idea). 

10. Deliver food or leaflets. Deliveroo, Uber Eats and Menulog all need drivers to deliver food in your local area, so if you don’t mind delivering around dinnertime this could be a good option for you.  Another opportunity to make some extra cash is to deliver leaflets around your area. The pay isn’t great but you’ll get plenty of exercise done while you’re pounding the pavement - so what it lacks in dollars you’ll make up for in fitness. 

Need it now? 

Sometimes you just need a little cash right now to pay those pressing bills or buy that shiny new thing. We get it – and we’re here to help. Just check out our flexible mini-loans from $1K - $5K to see how quick and easy it is to get your hands on some extra funds. Once a loan is approved, we can usually deposit the cash into your bank account within a few hours - so you can stop trying to figure out where the money is going to come from and start spending it!