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Bills

Three tips on how to remember to pay your bills

If you’re trying to get out of debt, every little bit of extra money you have to spend can be the difference between achieving your debt paydown goals, and staying stuck living from payday to payday.

Imagine how much more money you could be saving or using to pay down your debt if you didn’t have to worry about paying pesky late fees - so today we’re going to share with you 3 tips on how to remember to pay your bills on time:

  1. Use Google Calendar or something similar. If you use a lot of Google services, this one is a no-brainer. You can access your calendar on your computer, on your smartphone and on your tablet. Simply enter when your bills are due and Google Calendar will remind you. You can even set up recurring events so that you only have to enter the information once.
  1. Not a tech person? While not fool-proof, hanging a printed calendar in an area where you will see it everyday can help remind you of when your bills are due.
  1. Use auto-pay services if available. While setting up auto payments seems a little scary, it’s one of the best ways to avoid forgetting to pay your bills because the money simply comes out of your bank account on your due date every month.

Putting a process in place to help you remember can help you avoid costly late fees, however if you find that your debt is spiralling out of control and you need assistance - make a safe choice and talk to one of our debt relief specialists today. Simply enquire online or call us on 1300 661 991.

 

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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