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Quick cash for unexpected expenses

Unexpected expenses? Here's how a small cash loan may help!

Not many of us like the unexpected, especially when it comes to finances. Unexpected expenses can be a bit scary, especially if you have trouble stretching your budget far enough to cover the payment. 

Those pesky expenses can range from simple to extraordinary events – but it can happen to anyone, and we all need a little fast cash assistance from time to time. That’s because unpredictable expenses are as unwelcome as they are unplanned - and with many of us still struggling with the ongoing financial impact of pandemic-driven lockdowns, they can be downright depressing. Unexpected expenses can take many forms including: 

Car repairs

Emergency car repairs are different from your regular car maintenance, where you (begrudgingly) allocate funds to keep your car in tip-top shape. Unexpected car repair expenses happen when you’ve had a little bingle, or even as a result of wear and tear eg. a new set of tyres. Those repairs can cost hundreds or even thousands of dollars, which will definitely hurt the hip pocket. 

Medical emergencies

Nobody expects a family member (or the family pet) to get sick - but it happens all the time, whether we like it or not. We’re lucky to live in a country that offers amazing health care, but it’s not all free. Bad toothache? That could mean a root canal, which will set you back several thousand bucks. Back pain? Hello chiropractor, goodbye cash. Broken bone? The hospital treatment may be free but the after-care certainly isn’t. 

Death in the family

The only things certain in life are death and taxes as the saying goes. In the first 3 months of 2021, an average of 373 Australian residents died each day, so even though the subject may be uncomfortable, that’s a lot of families impacted by death every month. According to the Australian Government’s Moneysmart website, a basic funeral can set you back $4,000, and many families who don’t have that kind of cash sitting around need some financial assistance. 

These are just a few examples of unexpected expenses that can leave you in desperate need of some quick cash - and a small cash loan may help. Here’s why: 

  • Simple and easy online application - when you’re in a hurry and things are not going well, the last thing you want is an application process that will add more stress to an already stressful situation. The application process for a small personal loan is simple and easy. All you have to do is complete an online form and submit it. Provided you’ve uploaded a few required documents, the approval process is usually very quick - in most instances you’ll get a decision on the same day. 
  • You can receive the funds within hours - receiving quick cash is exactly what you need when an unexpected expense happens. Once your application is approved, the funds are usually in your bank account within a few hours (depending on who you bank with). Other types of loans may take days or even weeks to get your much-needed cash, but not small cash loans. Providers of this type of loan take advantage of today’s technological innovation to quicken the process of approving your loan and transferring the funds when you need it most. 
  • You can apply (even with a not so good credit rating) - while it’s true that having a good credit rating can help with your loan approval, some lenders will approve a loan even if don’t have perfect credit record. So long as you have a regular income, are a permanent Australian resident (aged 18+ years), have a bank account in your name, a mobile phone number in your name, and a valid ID, you are welcome to apply. 
  • Flexible repayment options - one of the best things about a small cash loan is that you can have the flexibility to choose your repayment terms. Most lenders offer weekly, fortnightly or monthly terms. Some lenders like Safe Financial even have an online loan calculator you can use at any time to calculate repayments (including any applicable fees or interest) for your selected loan amount. 
  • You can borrow up to $5,000 - although the amount of fast cash loans you can borrow varies from one lender to another, here at Safe Financial you can borrow as much as $5,000. All you have to do is be diligent in choosing the lender that can provide you with the amount you need. The beauty of borrowing a quick cash loan from a lender such as Safe Financial is that there are generally fewer restrictions than other financial institutions, such as banks. 

Final thoughts

Unexpected expenses happen, and everyone experiences them. If you’re facing one right now, we’re here to help. Just take a look at our cash loans from $1,000 to find out how quick and easy it is to get your hands on some extra funds. Once a loan is approved, the cash is in your bank account (usually within a few hours) – so you can get the financial help you need immediately.

Apply now

 

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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