Not every budgeting tool or program has to be fancy with hundreds of features that you may or may not use. While these robust programs may be great for the super user, a lot of people find they only use a few features and can live without the rest.
So for those of you who want simplicity when it comes to budgeting, Google Sheets may just be what you’re looking for. Google Sheets is a web-based program found within Google Drive — it’s accessible from anywhere and completely free to use.
To access Google Sheets, you need to have a Gmail / Google account. It’s easy to set this up — just go to mail.google.com and sign up for a free account. You can also go to google.com and sign up from there, which will prompt you to create an account.
Once your account is created, you can access Drive and Google Sheets from within Gmail, or by simply going back to the Google Drive website. Once you’re in Google Drive, all you need to do is click the “new” button and click on “Google Sheets”.
But isn’t that just a spreadsheet program? Yes, but Google has a bunch of cool templates built in that let you easily create a budget. Once you have a sheet open, click on the green area in the upper left corner of the screen to see all of the different budgeting and financial templates that you have access to. The templates are setup so that all you need to do is start inputting your own information and it will do the calculations for you.
While it’s not fancy, if you’re looking for a simple and time efficient way to create and maintain your budget, it’s an easy process with Google Sheets!