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  • Ten everyday superfoods that will boost your energy levels

    In today’s fast-paced world, keeping your energy levels high is essential for productivity, focus, and overall well-being. While caffeine and sugary snacks can and do provide a quick fix, they …

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  • How to child-proof your home without compromising on style

    Creating a stylish and safe home for children is not an impossible task. Child-proofing doesn't mean cluttering your spaces with bulky plastic guards or compromising aesthetics. With creativity …

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  • Ten simple home upgrades to enhance the value of your property

    Whether you plan to sell your home or enhance its appeal, upgrading your property doesn't need to be overwhelming or costly. Small changes can make a big difference, boosting functionality and …

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  • How to pack like a pro – space-saving tips for every trip

    Packing for a trip can sometimes feel somewhat daunting. Whether you’re off on a weekend escape or a month-long adventure, optimising your luggage space is a skill worth mastering. The good …

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  • Love and money: managing joint finances in a relationship

    Money is one of the most common sources of conflict in relationships, and it’s not merely about the dollars and cents - it’s about values, priorities, and communication. Effectively …

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  • The art of decluttering – how to simplify your space and mind

    In a world increasingly filled with distractions and clutter, the art of decluttering has become more vital than ever. Decluttering is not just about tidying up your physical surroundings; it's also …

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  • Valentine’s Day on a budget – affordable ways to celebrate

    Valentine's Day 2025 is the perfect occasion to express love and appreciation for your partner, but it doesn't have to break the bank. Whether saving for a big goal or preferring to keep things …

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  • Ten essential tips for stress-free travel in 2025

    As a nation, Australians are generally eager to travel, exploring new destinations and revisiting old favourites. But, as exciting as travel can be, the journey is often stressful. From unexpected …

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  • Ten simple habits to create a more balanced life

    Finding balance can feel like an elusive goal in today's fast-paced world. Between work, family, and personal commitments, feeling overwhelmed is easy. However, creating a more balanced life doesn't …

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  • Nine common financial resolutions and how to stick to them

    As the new year begins, many of us re-evaluate our financial habits and set resolutions to achieve greater financial stability and security. Setting clear financial goals can be transformative if you …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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