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  • 5 signs of identity theft to watch for – and what to do about it

    Identity theft is definitely on the rise, and it can be surprisingly easy for criminals to misuse your personal information for fraudulent activities. The consequences of identity theft can …

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  • 10 smart ways to use your tax refund

    Getting a refund once you’ve lodged your tax return is a pretty nice bonus, but it’s easy to fall into the trap of spending that money as soon as it hits your bank account. While it’ …

    Read more
     

  • 10 ways to manage your money and improve your financial situation

    Managing your money for financial success isn’t just about regular savings and living a frugal life. It’s also about putting your money in the right places and guiding your finances …

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  • 10 effective food swaps for weight loss

    Losing weight can be a real challenge – but it’s also a fulfilling journey if you keep your goal in mind. Dropping those extra kilos requires real concentration to ensure you stay on …

    Read more
     

  • 10 tried and tested flu remedies

    Winter’s here and that means the flu season has well and truly arrived. If you’ve ever experienced a real flu (that’s influenza, and it’s a very different beast to a man-flu!), …

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  • The top 6 most helpful tax time tips

    The end of the financial year is fast approaching and that means tax time is looming. If you want to get the most out of your tax return (and who doesn’t!), it’s important to be organised …

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  • How to make sure you start the new financial year right

    As every year ends, a new one starts and many of us create a few resolutions to make ourselves and our lives better. 

    The same is true for each new financial year. As July rolls around, it& …

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  • Top 10 quick and easy meals in 30 minutes or less

    Cooking up an enticing and flavoursome meal doesn’t mean you have to chain yourself to the kitchen for hours on end. From breakfast, lunch, or dinner - we've got you covered. Whether you’ …

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  • How to navigate the rental market - a guide for the first-timers

    The Australian rental market is the tightest it’s ever been and it’s no fun if you’re faced with the prospect of finding a new place to live. The demand for rental accommodation is …

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  • 5 ways to unlock your body's full potential and get a better sleep

    Getting a good sleep at night is crucial for your health, especially in today's fast-paced environment. Sleep deprivation depletes the energy that’s necessary to get through daily activities, …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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