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  • The top 6 most helpful tax time tips

    The end of the financial year is fast approaching and that means tax time is looming. If you want to get the most out of your tax return (and who doesn’t!), it’s important to be organised …

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  • How to make sure you start the new financial year right

    As every year ends, a new one starts and many of us create a few resolutions to make ourselves and our lives better. 

    The same is true for each new financial year. As July rolls around, it& …

    Read more
     

  • Top 10 quick and easy meals in 30 minutes or less

    Cooking up an enticing and flavoursome meal doesn’t mean you have to chain yourself to the kitchen for hours on end. From breakfast, lunch, or dinner - we've got you covered. Whether you’ …

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  • How to navigate the rental market - a guide for the first-timers

    The Australian rental market is the tightest it’s ever been and it’s no fun if you’re faced with the prospect of finding a new place to live. The demand for rental accommodation is …

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  • 5 ways to unlock your body's full potential and get a better sleep

    Getting a good sleep at night is crucial for your health, especially in today's fast-paced environment. Sleep deprivation depletes the energy that’s necessary to get through daily activities, …

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  • Hate running? Here are 8 great alternatives to burn calories

    If you’re trying to drop a few kilos, running is absolutely a great form of exercise to help you to burn through your daily calorie intake and lose weight. But it’s not for everyone & …

    Read more
     

  • How to choose the best mobile phone plan that's right for you

    There are loads of mobile service providers and hundreds of mobile phone plans out there, and finding the one that best fits your needs can be challenging. Sometimes it seems that service providers …

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  • 8 wonderful ideas to delight mum this Mother's Day

    With Mother’s Day just around the corner, you’re probably thinking about gift ideas for one of the most special people in your life. But the best Mother’s Day gifts don’t …

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  • 6 proven solutions to help out during temporary cash flow issues

    We’ve all experienced temporary cash problems now and then. Even businesses get a bit stuck for ready funds from time to time. We know that managing your finances can be extremely challenging …

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  • What to do and say when your boss doesn't pay you for extra work

    As an employee, we all have the responsibility to do our job right and even go above and beyond expectations when needed. It feels great when you know the company values your contributions.  …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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