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  • How to deal with the financial cost of a death in the family

    A death in the family is an extremely hard time for anyone, and if you’re dealing with this now, our sincere condolences. We know that your emotions are all over the place, and the acceptance …

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  • 8 tips to help you better manage the escalating cost of living

    So many factors that are beyond our control contribute to the consistently escalating cost of living. The price of petrol will leave you gasping and teary-eyed, but most of us don’t have a …

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  • 8 expert tips to help reduce your expenses and save more

    Do you often find yourself thinking about how you can save more money? Well many of us are in the same boat. It feels like no matter how hard you try to save, something always comes up, like the car …

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  • 10 benefits of Pilates that make it such a great form of exercise

    Created by Joseph Pilates in the 1920’s and popularised by celebrities around the world, Pilates is a well-recognised form of exercise.

    But if you’re not sure what it’s all about, …

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  • Same day loans that can help in times of financial difficulty

    Financial challenges can hit us all from time to time but if you don’t have enough cash to cover those nasty costs that come along with it, a quick cash loan might be your best option. Here are …

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  • 9 DIY Valentine's Day gift ideas for your loved ones

    And just like that, we're already in the second month of the new year, and with Valentine's Day just around the corner, it's time to think about what to give your most loved people on this special …

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  • 7 things to do to prepare for the cost of a new school year

    Summer holidays will soon be over, bringing relief to many parents as there is finally an end in sight to the daily battle to find affordable, boredom-busting ideas to keep the kids amused. But for …

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  • 10 exciting ways to celebrate Australia Day this year

    First, there was Christmas, then the New Year, and now, Australia Day is just around the corner! Our land down under is full of festivities at this time of year but 26th January is extra special …

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  • 10 school lunchbox ideas that are easy, tasty, and cheap

    As parents, one of the things we need to think about when our kids head back to school is what food to pack in their little lunchboxes. We’re all looking for lunches that are healthy and tasty …

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  • How to get your finances back on track after Christmas

    Ah Christmas – we all look forward to it for so long and then it’s gone in a flash. It’s the most festive season of the year and it’s also without doubt the most expensive. …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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