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  • How to cut your weekly grocery bill and save money

    Hitting the supermarket – it’s a weekly (and sometimes daily) chore that most of us don’t find particularly enjoyable, especially when all those essential items have been zapped …

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  • How to throw an awesome (budget friendly) kid's birthday party

    As parents, we all want to make sure that our kid’s birthday party is awesome and unforgettable. But parties for the little ones can be pretty expensive and throwing a lavish party with a …

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  • 8 reasons why a daily dose of hugs is good for you

    We really didn’t need another reason to love our favourite X-man and Aussie legend Hugh Jackman any more that we already do, but we got a super-sized dose of the feel-goods when we read this …

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  • Everything you need to know about choosing a small personal loan

    From time to time we all need a little financial help and if you need some quick cash, a small personal loan can be just the ticket. As much as we’d all like to, it’s not always possible …

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  • 5 tips to save money that your bank account will love

    We’d all love to have a healthy bank balance but getting there isn’t always easy unless you have cast iron willpower when it comes to curtailing the old spending. Most of us keep telling …

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  • How to really surprise your sweetheart this Valentine's Day

    Ah... love is in the air, and one of the most universally celebrated days across the globe - Valentine’s Day - is almost here once more. Good luck finding a restaurant or hotel for the big day …

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  • Got the post-Christmas financial blues? Here's how a fast cash loan could help!

    Christmas is the time of year that most of us look forward to with great excitement and anticipation, but it can be the most expensive time of the year too. According to Roy Morgan, us Aussies were …

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  • 6 great celebration ideas for Australia Day

    Australia Day is one of the most celebrated days down under, with festivities happening all over our great land. This memorable day has been called Australia Day since 1935, but it was only in 1994 …

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  • 7 fun holiday activities for kids and grown-ups

    It’s holiday time and keeping the kids occupied can feel like a real chore sometimes, especially when you have your own agenda for the break. But don’t despair, there are plenty of kids& …

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  • Time to clean up your credit score?

    The start of a new year is usually the time we all resolve to make some positive changes in our lives, and for many of us, that New Year’s resolution includes improving our financial …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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