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  • Fund that bathroom reno you've been dreaming of with a personal loan

    Dreaming of a slick new bathroom, and ready to take the plunge? Don’t let your finances hold you back – there’s no time like the present (as the saying goes). Bathroom renovations …

    Read more
     

  • Spring cleaning tips for those tricky places

    Spring is in the air; we’re heading into the last quarter of the year and it’s time to clear out those winter cobwebs and give the house a good spring clean. A little bit of know-how can …

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  • Awesome ideas to treat the best Dad this Father’s Day

    He’s your best friend, your biggest supporter, your closest ally, a dedicated teacher, and an inspirational role model who’s always in your corner. That’s what fathers are to most …

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  • Buying your first home? Here's how to save for the deposit

    Having your own home is the great Australian dream, but with house prices skyrocketing and a global pandemic delivering significant household budget implications, for many of us buying our first home …

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  • Struggling to save? Here's how to get back on track

    Ever feel just a little bit jealous when you think about how the likes of Chris Hemsworth and Kylie Minogue have made it on the list of the richest people in Australia? Sadly, for most of us, there& …

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  • New puppy? Here's how to look after him (or her)

    Congratulations – you’ve added a new (four legged) member to your family! That cuddly new baby dog sure is a bundle of joy. Bringing home a new puppy is such an exciting and fun time for …

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  • Stop wasting money - cook it, don't throw it away!

    Did you know that food waste costs the Australian economy an estimated $20 billion every single year? Almost all of us contribute to this eye-watering amount, which means that while you’re …

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  • Caught in the credit card interest rate cycle? Here’s how to break free

    The interest rate is a significant element of any credit card and it can have a huge impact on your card’s monthly balance and the associated repayments - something that you want to avoid or …

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  • How to cut your cleaning time in half

    Let’s face it, house cleaning is boring, and it always seems to take up way too much of your precious time. If you have to juggle work, family and running the household we’re pretty sure …

    Read more
     

  • Relaxation tips to manage stress so you can relax and unwind

    Our modern lifestyle can often make us feel tired and stressed. What with the worries bought about by COVID-19, coupled with juggling work, family, and even social obligations, it can be hard to …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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