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  • 10 best space-saving suitcase packing tips you need to know

    Heading off on a weekend getaway or a Christmas holiday sometime soon? Summer holidays are great but if the thought of packing for them fills you with dread, here’s how to optimise the space in …

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  • Save your cash with these easy Christmas tips

    Christmas is the most wonderful time of the year, but it’s also the most squandered. According to the Financial Planning Association of Australia, Aussies spend $19.8 billion on gifts each year, …

    Read more
     

  • Consolidate your small debts and get ready for Christmas

    (Everything you need to know about debt consolidation through a small personal loan)

    And just like that 2020 is almost done and dusted and the Christmas holidays are fast approaching. There’s …

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  • 5 financial goals to kick before you reach 30

    If you’re in your twenties you’re probably living from payday to payday and maybe from one party to the next. We all choose different lifestyles and career paths but 30 will be here …

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  • 7 fast cash loan myths - busted!

    Everyone gets a little strapped for cash sometimes. And it’s likely that at some point you may have thought about getting some quick money for an unexpected expense or to purchase that bright …

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  • 8 quick and easy family dinners in under 15 minutes

    Spending your weeknights slaving over the stove can leave you feeling drained and exhausted. Most of us want to get those meals on to the table as quickly as possible so we can spend more precious …

    Read more
     

  • How to get ready for the spookiest Halloween ever

    Halloween – its’ origins date as far back as the ancient Celts; it’s huge in America and in recent years it’s become a pretty big event down under too. These days, more and …

    Read more
     

  • 7 great ways to reduce your monthly living costs

    According to CEO World, Australia ranks as number 16 in the world for the most expensive countries to live in - slightly higher than our Kiwi cousins who come in at number 17. It seems that …

    Read more
     

  • How to care for your health and well-being in these COVID times

    The global pandemic that is COVID-19 is scary and chaotic, and it can quickly wreak havoc on emotional health and overall well-being. It’s easy to become overwhelmed with everything that’ …

    Read more
     

  • 8 amazing recipes that start with a tin of tomatoes

    You say tomato, I say tomayto – but however you want to say it, the fact is that tomatoes are packed with vitamins, minerals, and nutrients. They are rich in vitamins A, B, C and K as well as …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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