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  • Spring is in the air - so it's time for a spring clean

    It might not feel like it, but spring is in the air, and you know what that means – it’s time for the annual spring clean! It’s a great time of year to cast off those damp and musty …

    Read more
     

  • How to get your hands on some extra funds when you're short on cash

    We all go through tough times every now and then, and there’s nothing good about falling short in the money department – especially when that next payday is still nowhere in sight, or it …

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  • 8 gadgets that will cut your housework time in half

    Most of us dread doing housework because it’s so boring and time consuming. There are so many other things you could be doing rather than household drudgery – things like watching a movie, …

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  • Cruising is back - how to make the most of it (and pay for it)

    The global pandemic brought many businesses to their knees, and the cruise industry was no exception. Almost overnight it seemed that cruising was put on hold, and the large shipping lines like …

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  • How a personal loan can help with your home renovation project

    There are many reasons for wanting to get started on some home renovations. Maybe it’s the kitchen that desperately needs a makeover, the bathroom needs to come into this century, the patio …

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  • Blended families - important things to consider

    When you get together with a new partner and it looks like it’s going to be for the long haul, you could be about to embark on a new life-changing journey – blending your and your partner& …

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  • Summer bodies are made in winter - let's start working on yours

    With the cold weather upon us this winter season, it’s hard to fight the urge to just stay in bed or curl up in some comfy PJ’s, and forget all about your exercise regime. 

    Winter& …

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  • 6 tips to save money when you're on holiday

    After years of lockdowns and COVID restrictions, many of us are heading off on a long-awaited, holiday either within Australia or overseas. And for good reason - after all, we all need to take a …

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  • How to have the best ever mid-winter Christmas

    The winter season is upon us so it’s time to start planning a break from the monotony and for many of us that means getting ready to celebrate an awesome Christmas in July. 

    We’re …

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  • 7 super easy dinners in under 30 minutes

    The night-time dilemma in many households is what to make for dinner. It’s oh so easy to be tempted to just grab your phone and order takeout, but you don’t have to give in to that …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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