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  • 8 bad financial habits you need to change right now

    We all dream of a world where we can shop like there’s no tomorrow, head off on holiday at the drop of a hat, and never experience any money worries. But short of a major Lotto win, the reality …

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  • 10 awesome raw food recipes that taste amazing

    The sound of a raw food diet may be pretty intimidating for many of us, but incorporating a few raw food meals into your weekly food plan is a good idea because they include low-calorie and high- …

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  • How to give yourself a DIY facial like a pro

    A good facial is one of the most relaxing and rejuvenating things you can reward yourself with, and many women have made it a key part of their beauty routine. But a facial spa treatment can last a …

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  • Sick of your job? Here's how to find a new career in 6 easy steps

    We all experience bad days at work from time to time. But if those bad days are becoming increasingly common, or if you’re simply bored with your current job and stuck in a work rut, then you& …

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  • Too many credit cards? It may be time to consolidate

    It can be pretty tempting to have multiple credit cards since many of them are a fantastic way to earn rewards like miles for travel or cashback, besides the fact that a spare credit card can also be …

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  • The best photo apps to enhance your pics in 2022 and beyond

    These days we all take photos at the drop of a hat. Most of us wouldn’t mind adding an extra flash of pizzaz before posting our images online, and with so many photo editing apps available to …

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  • The top 10 essential wardrobe pieces every woman needs

    Whether you like designer clothing or are simply a fashionista, there are essential wardrobe pieces that every woman should have in their closet. Fashion trends are ever-changing but these clothing …

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  • How to avoid the mental toll of Covid-19: advice and tips

    The Covid-19 pandemic impacted the whole world in ways most of us wouldn’t have begun to imagine a few short years ago. As many people were and continue to be overwhelmed with the sudden change …

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  • How to improve your chances of being approved for a home loan

    If you’re planning on refinancing or taking on a new home loan, the first question that usually comes to mind is how likely your application is to be approved. While some lenders may keep their …

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  • Edible delights to make Dad this Father's Day

    Father’s Day is always the best day to shower the big guy with all the love and care you’ve got. And what better way to do it than by making dad something delicious that will delight him …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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