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  • 9 DIY Valentine's Day gift ideas for your loved ones

    And just like that, we're already in the second month of the new year, and with Valentine's Day just around the corner, it's time to think about what to give your most loved people on this special …

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  • 7 things to do to prepare for the cost of a new school year

    Summer holidays will soon be over, bringing relief to many parents as there is finally an end in sight to the daily battle to find affordable, boredom-busting ideas to keep the kids amused. But for …

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  • 10 exciting ways to celebrate Australia Day this year

    First, there was Christmas, then the New Year, and now, Australia Day is just around the corner! Our land down under is full of festivities at this time of year but 26th January is extra special …

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  • 10 school lunchbox ideas that are easy, tasty, and cheap

    As parents, one of the things we need to think about when our kids head back to school is what food to pack in their little lunchboxes. We’re all looking for lunches that are healthy and tasty …

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  • How to get your finances back on track after Christmas

    Ah Christmas – we all look forward to it for so long and then it’s gone in a flash. It’s the most festive season of the year and it’s also without doubt the most expensive. …

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  • Are protein bars a healthy alternative to chocolate?

    It happens to the best of us. You’re busy, you’re hungry, you need a fast food fix and you also want something to satisfy your sweet craving. For most of us, that’s a signal to grab …

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  • How a business loan can help start or support a small business

    Starting a new business is never a walk in the park. From conception through to execution, you need a lot of patience and planning so you can turn your dream business into something that’s …

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  • How to throw the best-ever New Year’s Eve party

    With 2022 coming to a close, it’s time to start thinking about the next big thing – and that’s the New Year. After a turbulent few Covid years, 2022 was only slightly better thanks …

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  • Feel like a trip across the ditch? Here are the best places to holiday in NZ

    International travel is well and truly back so if you’re looking for an affordable break, then a trip across the ditch to visit our kiwi cousins is a great option. And if you’re wondering …

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  • 8 reasons why online grocery shopping is here to stay

    The Covid-19 pandemic has taken a toll on many industries and forced many companies to close. But while bricks and motor organisations may have taken a hammering in many sectors, one thing’s …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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