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  • 6 proven solutions to help out during temporary cash flow issues

    We’ve all experienced temporary cash problems now and then. Even businesses get a bit stuck for ready funds from time to time. We know that managing your finances can be extremely challenging …

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  • What to do and say when your boss doesn't pay you for extra work

    As an employee, we all have the responsibility to do our job right and even go above and beyond expectations when needed. It feels great when you know the company values your contributions.  …

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  • 6 useful tips to cut your bills in half and save money

    These days bill shock is a pretty common occurrence, and those bills seem to have a way of popping up with increasing frequency. The prices of everything, including groceries, power, fuel, rent, …

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  • The cost of electricity is surging - here's how to save on your power bill

    Energy prices these days are incredibly high. The cost of electricity, in particular, keeps surging at an unbelievable rate. The past summer season saw costs skyrocket as we all used more power to …

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  • 9 sensational recipes using the season's best autumn vegetables

    The transition between summer and winter – better known as autumn season - is a time of the year when many vegetables are at their peak. Veggies like Brussels sprouts, pumpkin, cauliflower, …

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  • 6 most important things to do when you've been scammed

    We all spend so much time online these days, either on our computers and/or phones, and there are many scammers out there just waiting to lure you in. According to the ACCC, in 2021, Australians lost …

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  • 8 budget-friendly Easter treats for the whole family to love

    We all enjoy celebrating Easter for many reasons. There are usually festivals and cultural events across the country, Easter Bilby egg hunts, lots of outdoor adventures, the aroma of a roast dinner …

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  • How to deal with the financial cost of a death in the family

    A death in the family is an extremely hard time for anyone, and if you’re dealing with this now, our sincere condolences. We know that your emotions are all over the place, and the acceptance …

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  • 8 tips to help you better manage the escalating cost of living

    So many factors that are beyond our control contribute to the consistently escalating cost of living. The price of petrol will leave you gasping and teary-eyed, but most of us don’t have a …

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  • 8 expert tips to help reduce your expenses and save more

    Do you often find yourself thinking about how you can save more money? Well many of us are in the same boat. It feels like no matter how hard you try to save, something always comes up, like the car …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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