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  • TV streaming services - the best bang for your buck in 2022

    Remember those days when we had very few channel choices on TV? Thankfully those days are gone, and we are now spoiled for choice with a plethora of TV streaming services available. 

    But …

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  • The 6 best gadgets you need in your kitchen

    Are you someone who spends hours in the kitchen and constantly wishes there were ways to make your culinary life easier? Or maybe you just don’t know which of your available kitchen utensils …

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  • Time for a holiday? Check out these awesome mini-breaks

    Taking a mini-break every now and then is great for your overall wellbeing. Getting away from a busy daily life and taking some time out can help to revive your mental and physical health, relieving …

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  • 6 easy ways to beat the mid-winter blues

    It’s not uncommon for some of us here in the land down under to feel the blues during the winter season, especially towards the middle of it. 

    While Australia is luckier than some of our …

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  • Finances need an overhaul? Here's how to get them into shape

    Life happens, and sometimes, the budget can get pretty difficult to control. It happens to the best of us – overspending, debts piling up, and the escalating cost of living fuelled by the …

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  • How to get the best from your tax return this year

    Tax – we all hate paying it, but many of us fail to take advantage of many legal strategies to reduce the amount of tax we pay. Do it right and it could mean a nice fat tax refund this year …

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  • 6 essential skincare products you need to have in your bathroom

    Many women (and let’s face it, men too) love to have their bathroom full of skincare products, while others are happy with just a few essentials. The reality is, it’s important to have a …

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  • 8 awesome DIY gift ideas for Mum this Mother's Day

    There’s no one in the world quite like our mum. For many of us, she’s the most special person in our lives, and now that Mother’s Day 2022 is just around the corner, the dilemma of …

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  • Feeling some financial pain? Turn your old stuff into cash!

    When your bank balance is heading towards rock-bottom or you have a pile of bills to pay, it’s normal to feel some financial stress. Sometimes that stress can be pretty overwhelming, leaving …

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  • Why you should make it to a Dawn Service this Anzac Day

    Australia has many remarkable entries in history. One of the most important dates relating to the fabric of our culture is Anzac Day, and it’s a significant date for respect and remembrance …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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