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  • Summer bodies are made in winter - let's start working on yours

    With the cold weather upon us this winter season, it’s hard to fight the urge to just stay in bed or curl up in some comfy PJ’s, and forget all about your exercise regime. 

    Winter& …

    Read more
     

  • 6 tips to save money when you're on holiday

    After years of lockdowns and COVID restrictions, many of us are heading off on a long-awaited, holiday either within Australia or overseas. And for good reason - after all, we all need to take a …

    Read more
     

  • How to have the best ever mid-winter Christmas

    The winter season is upon us so it’s time to start planning a break from the monotony and for many of us that means getting ready to celebrate an awesome Christmas in July. 

    We’re …

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  • 7 super easy dinners in under 30 minutes

    The night-time dilemma in many households is what to make for dinner. It’s oh so easy to be tempted to just grab your phone and order takeout, but you don’t have to give in to that …

    Read more
     

  • TV streaming services - the best bang for your buck in 2022

    Remember those days when we had very few channel choices on TV? Thankfully those days are gone, and we are now spoiled for choice with a plethora of TV streaming services available. 

    But …

    Read more
     

  • The 6 best gadgets you need in your kitchen

    Are you someone who spends hours in the kitchen and constantly wishes there were ways to make your culinary life easier? Or maybe you just don’t know which of your available kitchen utensils …

    Read more
     

  • Time for a holiday? Check out these awesome mini-breaks

    Taking a mini-break every now and then is great for your overall wellbeing. Getting away from a busy daily life and taking some time out can help to revive your mental and physical health, relieving …

    Read more
     

  • 6 easy ways to beat the mid-winter blues

    It’s not uncommon for some of us here in the land down under to feel the blues during the winter season, especially towards the middle of it. 

    While Australia is luckier than some of our …

    Read more
     

  • Finances need an overhaul? Here's how to get them into shape

    Life happens, and sometimes, the budget can get pretty difficult to control. It happens to the best of us – overspending, debts piling up, and the escalating cost of living fuelled by the …

    Read more
     

  • How to get the best from your tax return this year

    Tax – we all hate paying it, but many of us fail to take advantage of many legal strategies to reduce the amount of tax we pay. Do it right and it could mean a nice fat tax refund this year …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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