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  • Valentine's Day ideas that are impressive but budget-friendly

    Valentine’s Day is just around the corner once again. For many of us, this day of love means spending cash on lavish Valentine’s Day gifts or Valentine’s Day experiences to impress …

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  • 10 amazingly simple but awesome dessert ideas

    Craving for some sweet indulgence? These dessert recipes are awesome – and they’re also very simple so even the youngsters can whip them up! 

    Some of these dessert ideas are quicker …

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  • How to make Australia Day really memorable this year

    For many of us living down under, January 26 is a day to celebrate everything that makes Australia great, and this year marks the 234th year since the First Fleet arrived in Port Jackson. That means …

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  • 10 great things you can do with a small personal loan

    A small personal loan is generally an unsecured loan, which means you don’t have to use any of your assets as collateral. It’s also not specific to any required use - so the good news is, …

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  • How to start your own digital business in 6 easy-to-follow steps

    The internet has levelled up the way businesses operate, and we all live in a world where putting your business ideas into action requires the use of digital technology to keep up with the …

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  • 8 amazing ways to chill out this New Year's Day

    In just a few short weeks, 2021 will be done and dusted, and a new year will be with us once again. The country is opening up, but COVID and its latest variants are here to stay, so if you want to …

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  • How a quick cash loan can help you out of a tricky situation

    Life certainly has its ups and down, and it can throw things at you that are completely unexpected. Sometimes that can be a good thing, but often that unexpected thing requires an urgent need for …

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  • 10 delicious summer BBQ ideas that are easy on the budget

    It’s the summer season once again – and that means it's time to fire up the barbie and invite your mates over for a great afternoon or evening of fun, food and hospitality. We know that …

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  • 10 fun things to keep the kids occupied this summer

    Summer’s almost here again, and before you know it’ll be school holiday time and it won’t be long before boredom sets in with the kids. So, if you’re thinking about how to …

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  • Plan your financial goals so 2022 is your best year yet

    And just like that, in the blink of an eye another year is nearly done and dusted. With the pandemic affecting the finances of many of us, 2021 has been just as challenging as 2020, and the financial …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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