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  • Feel like a mid-winter break? A small cash loan may turn that dream into reality

    It’s cold outside, school holidays aren’t far off and now’s a great to take that much-deserved break and head off for some fun adventures with the family.  No kids?  No …

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  • How to host the best ever Christmas in July party

    The winter season is well and truly here and even though Christmas is still a long way off, mid-winter is a fabulous time to host an awesome Christmas in July party. Whether it’s for family or …

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  • Winter's well and truly arrived - here's how to make the most of it

    It’s winter season here in the land down under, and for most of us that usually means it’s going to be rainy and cold. While many of us may be yearning for those glorious sunny days of …

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  • 8 excellent ways to create an awesome home office in 2021

    Many people across the globe have shifted to working from home since the pandemic turned our world upside down last year. But even before that, according to UK company Talent LMS, 31% of us  …

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  • How your credit rating affects your financial standing

    Many people don’t realise the importance of having a good credit score until they try to buy a property, apply for a credit card, take out a personal loan or purchase anything that is financed. …

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  • The best skincare techniques for glowing skin

    Did you know that glowing skin is the result of a healthy lifestyle? While using skincare products definitely helps, how you nourish and take care of yourself reflects on your skin. Many factors, …

    Read more
     

  • How to take control of your debts like a pro

    Most of us have debts in some form or another, and no matter the size of your debt (or debts), it’s important to take control of them. Even if you only have a small debt, keeping your payments …

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  • How to make mum feel extra special this Mother's Day

    Even though we’re well into 2021, things just aren’t back to normal yet and the pandemic is still restricting us from doing everything we want to do. But that doesn’t mean we can& …

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  • Struggling to pay those school fees and costs? Here's how to stretch the budget

    School fees and related costs can have a huge impact on the family budget. And with the pandemic still affecting the income of many families, it can be a real struggle to pay them. Sadly, the flow-on …

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  • Our memorable ANZAC Day traditions - how they started

    Anzac Day is one of the most important Australian celebrations, with an emotional history that has evolved into many traditions across the country. The Anzac spirit represents the positive qualities …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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