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  • 7 jaw-dropping tablescapes to wow your guests this Christmas

    It’s that time of the year again when we all like to get a bit creative with our Christmas decor. If you have friends or family coming over this Christmas, it’s time to dress to impress ( …

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  • Unique Christmas gift ideas everyone will love - that aren't socks or hankies

    Christmas is in the air! Christmas decorations are front and centre in the department stores and it’s always a great idea to plan ahead for the big day - so now’s the time to start …

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  • How debt consolidation can help if you're doing it tough financially

    Debt – it happens to almost everyone, but not everyone knows the best way to manage debt. Whether it’s credit cards, a personal loan, store cards, education or renovation debt, the list …

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  • 10 awesome dishes that feature the humble potato

    If there's anything we can call the humble potato, it’s that it is a universal food. You can cook potatoes in so many different ways - mashed potato, baked potato, roast potato, potato fries …

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  • Everything you need to know about Guinness World Records Day

    Seventeen years ago, Guinness World Records Day was first held and it’s now a highly anticipated annual event. People worldwide will try to break or create records in celebration of the world& …

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  • 8 exercises to get your body summer-ready and boost your confidence

    Spring is here, and summer is just around the corner - and for many of us that means heading to the beach or soaking up the sun beside the pool. The bikini season is looming, so it's time to flaunt …

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  • Time to renovate? A small cash loan could make it happen

    So COVID is still here, we’re all getting heartily sick of masks, restrictions and lockdowns, and many of us are looking for a new project to keep us occupied. This could be a great time to …

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  • How to spring clean your finances - 8 powerful tips you can use

    Managing your finances can be a painstaking process and accumulating wealth isn’t something that happens overnight (unless of course you’re lucky enough to hit the jackpot). Achieving …

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  • Remembering September 11, 20 years on. 8 facts you may not know

    September 11, 2001 - the day the whole world looked on in horror as dark clouds enveloped New York City when terrorists attacked the iconic World Trade Centre and the Pentagon in Washington DC, …

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  • Unexpected expenses? Here's how a small cash loan may help!

    Not many of us like the unexpected, especially when it comes to finances. Unexpected expenses can be a bit scary, especially if you have trouble stretching your budget far enough to cover the payment. …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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