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  • 8 powerful cleaning hacks using lemons, vinegar and baking soda

    For many of us, cleaning the house is not a chore to look forward to, especially if you can’t find good products that will help to keep the house sparkling - without costing an arm and a leg. …

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  • How to get a short-term cash loan - fast

    People often consider getting a short-term cash loan out of necessity for immediate financial assistance. Your car breaks down, the water pipe has sprung a leak, a family member suddenly becomes sick, …

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  • Easter chocolate treats the whole family will love

    Whatever way you celebrate Easter, whether it’s with a sumptuous brunch or a classic dinner, one thing is sure to be present – those sweet indulgences! In many households, Easter Sunday …

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  • The best freezer-friendly dishes to make ahead

    Ever wondered how the popular Master Chefs like Gordon Ramsay and Curtis Stone can still cook excellent meals for their families despite their busy schedules? It’s because they often make …

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  • Credit card, cash advance or personal loan? Here are the pros and cons

    If you need funds, three things usually come to mind – financing that purchase with a credit card, a cash advance, or a personal loan. But deciding which option is best for you can be a bit …

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  • Pro tips to make this Valentine's Day extra special

    Valentine’s Day is looming once again, and among many other celebrations throughout the year, it’s perhaps the most awaited one - at least by many loving couples all over the world. It& …

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  • 4 of the best Aussie ways to celebrate Australia Day in COVID times

    Us Aussies love our public holidays, and Australia Day is one of those annual events we all look forward to. It’s a time for reflection and celebration of our Australian spirit. But with …

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  • 5 awesome banana recipes that will make you a superstar

    Bananas seem to be everybody’s favourite fruit. Some people call bananas fuel-food, and there’s little doubt that they are one of the world’s greatest superfoods. According to …

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  • Blown the budget over Christmas? Here's how to eat cheap

    Have you blown the budget over Christmas with all of those decorations, gifts, and sumptuous holiday spread? Well, now that Christmas is over and we’ve headed in to 2021, it’s time to …

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  • The best places to head to for a holiday this summer

    Finally, some of those pesky COVID restrictions have eased off! And just in time because the weather is glorious and many of us are thinking about soaking up some sun and feeling the sand between our …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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