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  • Toddler in the house? Here's how to survive the terrible two's

    It probably seems like just yesterday that your new bundle of joy arrived, all cute and cuddly and smelling so gorgeous (or of freshly vomited milk, depending on the time of day). 

    But now a …

    Read more
     

  • Winter's here - it's time to heat up the back yard

    Winter has definitely arrived but that doesn’t mean you have to stay indoors every night. When friends come over there’s nothing better than sitting outside on a clear and chilly night …

    Read more
     

  • This year's hottest (and cheap) DIY decorating ideas

    Looking for some inspiration to dial up the style of your home? We’ve got this year’s hottest home décor trends, together with the latest tips so you can design beautiful rooms …

    Read more
     

  • Lower your food costs by cutting out the waste

    Australians spend an enormous amount of money on food - in fact, according to news.com.au, Australian grocery bills are some of the highest in the world! Numbeo adds that in Australia, food costs …

    Read more
     

  • Ditch these bad habits and save on insurance cover

    Insurance cover is an essential financial vehicle to have. If the unexpected ever happens, you want to make sure your family is covered financially. However, the cost of insurance cover can be costly, …

    Read more
     

  • Winter gardening tips

    It might be getting a bit chilly outside and (as John Snow would say) winter is coming, but that doesn’t mean you should let your garden hibernate through the colder months. The next few months …

    Read more
     

  • New moves to rev up your workout this winter

    Sick and tired of the same old training regime, day after boring day?  Fear not – we’ve searched across the Internet to bring you the hottest fitness trends for 2018. 

    High …

    Read more
     

  • Five ways a smaller place can cut down on expenses

    Saving money or breaking the payday to payday cycle can often come down to simple life choices and changes. The place you live in can play a large role in how much money you’re spending every …

    Read more
     

  • Cost effective tips to clean and protect your carpets

    The carpet in your home never seems to stay clean no matter what you do. From pets to kids, to accidental spills and general wear and tear; these can leave your carpet looking dull and dirty. To …

    Read more
     

  • Spice up your beauty routine and save using these household products!

    Beauty products can certainly put a dent in your budget! Companies love to market the latest beauty trends on TV and across social media. All you have to do is get on Instagram or Facebook before you …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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