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  • Lower your food costs by cutting out the waste

    Australians spend an enormous amount of money on food - in fact, according to news.com.au, Australian grocery bills are some of the highest in the world! Numbeo adds that in Australia, food costs …

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  • Ditch these bad habits and save on insurance cover

    Insurance cover is an essential financial vehicle to have. If the unexpected ever happens, you want to make sure your family is covered financially. However, the cost of insurance cover can be costly, …

    Read more
     

  • Winter gardening tips

    It might be getting a bit chilly outside and (as John Snow would say) winter is coming, but that doesn’t mean you should let your garden hibernate through the colder months. The next few months …

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  • New moves to rev up your workout this winter

    Sick and tired of the same old training regime, day after boring day?  Fear not – we’ve searched across the Internet to bring you the hottest fitness trends for 2018. 

    High …

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  • Five ways a smaller place can cut down on expenses

    Saving money or breaking the payday to payday cycle can often come down to simple life choices and changes. The place you live in can play a large role in how much money you’re spending every …

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  • Cost effective tips to clean and protect your carpets

    The carpet in your home never seems to stay clean no matter what you do. From pets to kids, to accidental spills and general wear and tear; these can leave your carpet looking dull and dirty. To …

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  • Spice up your beauty routine and save using these household products!

    Beauty products can certainly put a dent in your budget! Companies love to market the latest beauty trends on TV and across social media. All you have to do is get on Instagram or Facebook before you …

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  • Seven clever ideas to save money on your wedding

    If you’re getting married but don’t want to be paying off your wedding debt for years after the big event then we’ve got some great tips for you! Read on to find out how you can …

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  • Four easy ways to save on pet care

    A few months ago we shared with you the true cost of owning a pet. As you can see, pet ownership can be expensive and difficult, especially if you’re living from payday to payday without much …

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  • Fractional property investment - hot or not?

    Fractional property investment is gaining traction across Australia and for good reason – it enables you to buy a portion of a property, so you get all of the benefits of owning a property (or …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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