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  • No money to invest? Start saving your spare change with easy apps!

    You go to the store to buy food, you stop for your morning cup of coffee, you fill up your car with petrol, you order stuff online, you go out to eat and you pay your bills. What do all of these …

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  • Three easy DIY tricks to fix holes or cracks in your home's walls

    As your home gets older, the age of it starts to show, both inside and out. One area of your home that is vulnerable to wear and tear over time are your walls. As you walk through your home, you may …

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  • New year - new financial tips to help you save!

    It’s a new year, which means it’s a great time to review your current finances and determine ways that you can either start saving, or ways that you can save even more money. Not good at …

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  • Five tasty no-cook family meals you can make in under 20 minutes

    Summer’s here and on these long warm days the last thing most of us feel like doing is cooking up a hot dinner for the family. But the good news is that your hotplate and oven can take a …

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  • Bored kids? Here's how to keep them entertained these holidays

    It’s school holiday time and no matter how excited those darling little rug rats of yours are at the prospect of 7 or so weeks off school, it probably won’t be long before the words & …

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  • Short on ideas? Here's our last minute Christmas gift guide

    Well 2017 is almost done and if you haven’t yet started to think about Christmas, now’s the time to grab those gifts for family and friends. Not sure what to buy? No problem – we& …

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  • Ten ways to clean your home without harsh chemicals

    Cleaning. It’s that boring job that has to be done regularly if you want to keep your house looking and smelling good. But your household cleaning products may be putting your health at risk, …

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  • Going to celebrate New Year's Eve? Three ways to save and still have fun

    The new year will be here before we know it, which means a night full of fun and festivities! Fireworks, food and spending time with family and friends are all typical activities as Australians ring …

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  • Top budget holidays at home and overseas

    Well 2017 is almost done and dusted and if you didn’t manage to get away for an awesome holiday this year, now’s the time to start thinking about taking a break in 2018. 

    Whether …

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  • Five ways to save on buying an engagement ring

    Deciding to propose to your partner is one of the most exciting and thrilling times in your life. Will they say yes? Will they like the ring you picked out? Where are you going to propose? All …

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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