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  • Cool Easter treats you can make at home

    Easter’s just around the corner and we’ve got some egg-cellent food ideas and Easter recipes to help you celebrate the holiday! If you want to help out your back pocket as well as the …

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  • Why your major appliances always seem to fail when you need them most

    Remember the days when your new fridge or your new TV seemed to last forever? Not any longer – it seems the technical advances in today’s appliances have come at the cost of useful …

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  • Life lessons from celebrities in the jungle

    Well celebrities being thrown together in the African jungle and surviving a whole load of challenges has wrapped up for 2017.  Singer Casey Donovan took out the competition and in the process …

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  • Small business loans made easy

    Small businesses are the backbone of the Australian economy, with more than 2 million small businesses operating in Australia today. Businesses with a turnover of less than $200,000 represent 59% of …

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  • How to cut the cost of your weekly shopping bill

    For most families, weekly shopping is an expensive and time-consuming exercise and if you don’t watch your budget like a hawk it’s easy for costs to escalate – leaving you wondering …

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  • Looking for work? Use these 5 job application strategies to help find employment

    Being unemployed is a gigantic stress! Without employment, bills start getting behind and it doesn’t take long to find yourself in dire straits wondering what you’re going to do. To make …

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  • Dress for success - how to save money on your work wardrobe

    Is your work wardrobe taking a huge bite out of your budget? Many companies require their employees to dress professionally, which doesn’t often come cheap. Or on the other hand, maybe you& …

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  • Broken down car? Three tips on how to save money and get you back on the road

    You need to go to work to earn a living, but your car has suddenly broken down and you don’t have all of the money you need to get it fixed - what do you do? For many people, especially those …

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  • Renovating tips that will add real value to your home

    Autumn is upon us and now that the heat of summer has said goodbye there’s never been a better time to put some thought into improving the look (and value!) of your home.

    Revamping doesn’ …

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  • Entertaining on a budget

    Just because cash is a little tight doesn’t mean you have to miss out on fun with your mates.  It’s easy to have a great night in with friends without draining your bank account, …

    Read more
     

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Warning - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

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