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  • How to turn those cooking disasters into culinary masterpieces

    Whether you’re an experienced MasterChef or a home cook, anyone can make mistakes in the kitchen that can spell disaster for your most tried and trusted recipes. Even the best chefs in the …

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  • Essential oils - they're not just for the diffuser

    We all love putting essential oils into our favourite oil diffuser. A few drops of lavender oil is the natural energy enhancer that we all need after a hard day’s work, and it’s also a …

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  • Ten chef hacks that will change the way you cook

    OK so most of us don’t have a culinary degree and we may not all be budding contestants for MasterChef or My Kitchen Rules – but that doesn’t mean you can’t learn the skills …

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  • Stretching – here’s why it’s so good for you

    We all know that healthy living means incorporating a dose of exercise as part of our weekly routine, but how often do you include stretching in that regime? Is it just something you think about …

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  • The 5-minute natural look makeup guide

    No matter what age or skin type, all women love that natural makeup look. It’s that flawless skin look that makeup artists can spend an hour or more perfecting, but the good news is you can …

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  • Seven superfoods you should incorporate in your diet

    We all know the benefits of maintaining healthy eating habits but for most of us, our taste buds tell us otherwise. We prefer those tasty chips over fresh fruit, and burgers over steamed fish, …

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  • Quick and easy time saving tips for busy mums

    There’s no doubt about it, when you’re a Mum, time flies. You’re probably always busy and constantly wishing you had a few extra hours in your day so you can get through everything …

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  • How to quit smoking for good

    Smoking – we all know it’s a bad habit to get into and once you’re hooked it’s an incredibly difficult habit to get out of.  But get out of it you should - according to a …

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  • Easy and delicious one-dish dinner ideas

    Whether you’re throwing a party or just love to cook for family and friends but hate the mess, one-dish dinner recipes are your time-saving kitchen buddies. They save you time and reduce the …

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  • What’s all the fuss about probiotics?

    Probiotics are live bacteria and yeast that come with plenty of health benefits - and they’ve been catching a lot of attention from both research groups and mainstream consumers over the past …

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It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
    http://www.humanservices.gov.au

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you. https://www.moneysmart.gov.au/

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National Consumer Credit Protection Act 2009.

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